Bonner County property record for 47 Sandy Beach Ln, Cocolalla, ID 83813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,232 sqft · built 2022 |
| Lot Size | 0.853 acres (37,157 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,552 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP017220000010A |
| Primary APN | RP017220000010A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,232 sqft Finished Area |
| 1st Floor Area | 3,232 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Galvanized Metal |
| Lot Area | 37,157 sqft (0.853 acres) |
| Lot Dimensions | 100 ft deep x 96.2 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 47 SANDY BEACH LN |
|---|---|
| City | COCOLALLA |
| State | ID |
| Zip | 83813-8705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Description | 7-55N-2W SANDY BEACH ESTATES LOT 1 CPWRS |
| Legal Range | 02W |
| Legal Township | 55N |
| Legal Section | 07 |
| Legal Subdivision | SANDY BEACH ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 950801 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 47 SANDY BEACH LN, COCOLALLA, ID 83813-8705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 47 SANDY BEACH LN, COCOLALLA, ID 83813-8705 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Title Company | NOT AVAILABLE, TITLEONE SANDPOINT |
| Name | Verified Name |
|---|
| Document Number | 0001012500 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 1012500 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,552.00 (+10.42%) Homeowner's exemption | $1,435,307 (-) Land $461,219 Building $974,088 | $1,435,307 (-) Land $461,219 Building $974,088 |
| 2025 | $5,028.00 (+203.44%) Homeowner's exemption | $1,435,307 (+10.68%) Land $461,219 Building $974,088 | $1,435,307 (+10.68%) Land $461,219 Building $974,088 |
| 2023 | $1,657.00 Homeowner's exemption | $1,296,848 Land $437,180 Building $859,668 | $1,296,848 Land $437,180 Building $859,668 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.9% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
May also be available: T-Mobile, Verizon.
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