Okaloosa County property record for 47 Ruby Cir, Mary Esther, FL 32569 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,274 sqft Heated Area |
| Lot Size | 4,316 sqft (0.099 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2019) |
| Tax Bill | $1,729.00 (2025) |
| Primary APN | C56-000-595-0870-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,274 sqft Heated Area |
| Gross Area | 1,664 sqft Gross Area |
| 1st Floor | 1,274 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 4,316 sqft (0.099 acres) |
| Garage Type | Finished Garage |
| Garage Area | 240 sqft Garage |
| Porch | Open Porch |
| Porch Area | 150 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 47 RUBY CIR |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2600 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EMERALD ESTATES LOT 18 |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | EMERALD ESTATES |
| Legal Lot Number | 18 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 22900 |
Source: Okaloosa County records · APN C56-000-595-0870-5
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PSC 57 BOX 127, APO, AE 09610-0002 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 06, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LOANS LLC |
| Sep 23, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage PRIME LNDG |
| Aug 07, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on Record |
| Deed Sale | Sep 23, 2019 · Amount on Record |
| Deed Doc Number | 3306603 |
| Deed Book / Page | 3420 / 2001 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 47 RUBY CIR, MARY ESTHER, FL 32569-2600 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0035443612 |
|---|---|
| Date | May 06, 2021 |
| Book Page | 3544/3612 |
| Instrument | 3452797 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 23, 2019 |
| Property Address | 47 RUBY CIR, MARY ESTHER, FL 32569-2600 |
| Document Number | 0034202001 |
| Book / Page | 003420 / 002001 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 3306603 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 47 RUBY CIR MARY ESTHER FL 325692600, MARY ESTHER, FL 32569-2600 |
| Document Number | 34202003 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 003420/002003 |
| Instrument | 3306604 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 47 RUBY CIR, MARY ESTHER, FL 32569-2600 |
| Document Number | 0033124825 |
| Book / Page | 003312 / 004825 |
| Instrument Date | Aug 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 47 RUBY CIR MARY ESTHER FL 325692600, MARY ESTHER, FL 32569-2600 |
| Document Number | 0033124825 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 003312/004825 |
| Instrument | 3153434 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2047 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Mary Esther City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,729.00 (+6.93%) Homeowner's exemption | $162,322 (+5.99%) | $205,005 (-1.03%) Land $68,072 Building $136,933 |
| 2023 | $1,617.00 (+3.26%) Homeowner's exemption | $153,152 (+3%) | $207,138 (+6.33%) Land $54,764 Building $152,374 |
| 2022 | $1,566.00 Homeowner's exemption | $148,691 | $194,803 Land $51,181 Building $143,622 |
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