Bergen County and Ramsey Borough property record for 47 Regency Park, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 637 sqft · built 1964 |
| Lot Size | 0.011 acres (490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jul 2025) |
| Tax Bill | $4,832 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04202-0000-00001-0000-C0047 |
| Primary APN | 48-04202-0000-00001-0000-C0047 |
|---|---|
| Alternative APN |
|
| Building Area | 637 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Condo/Apartment |
| Lot Area | 490 sqft (0.011 acres) |
| Street Address | 47 REGENCY PARK |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | REGENCY PARK |
| Legal Block | 4202 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 44202 |
47 Regency Park is owned by an individual who bought it in July 2025.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47 REGENCY PARK, 47, RAMSEY, NJ 07446 |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2025 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 11, 2021 | Deed, Transfer |
| Apr 22, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2025 · Amount on File |
| Deed Sale | Jul 21, 2025 · Amount on File |
| Deed Document Number | 202549361 |
| Deed Book / Page | 5554 / 1760 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 21, 2025 |
| Property Address | 47 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0055541760 |
| Book / Page | 5554 / 1760 |
| Instrument Date | Jul 21, 2025 |
| Instrument | 2025049361 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | FIRST JERSEY TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 285 COVENTRY CT, RAMSEY, NJ 07446-1271 |
| Name | Verified Name |
|---|---|
| Address | 47 REGENCY PARK # 47, 47, RAMSEY, NJ 07446 |
| Document Number | 2025049362 |
|---|---|
| Date | Jul 21, 2025 |
| Instrument | 2025049362 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 11, 2021 |
| Property Address | 47 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0042071974 |
| Book / Page | 4207 / 1974 |
| Instrument Date | May 4, 2021 |
| Instrument | 2021094265 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 450 ISLAND RD APT 47, 47, RAMSEY, NJ 07446-1113 |
| Name | Verified Name |
|---|---|
| Address | 450 ISLAND RD APT 47, 47, RAMSEY, NJ 07446-1113 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 47 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0032500418 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 450 ISLAND RD #47 RAMSEY NJ 074461113, 47, RAMSEY, NJ 07446-1113 |
| Document Number | 0032500418 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 003250/000418 |
| Instrument | 32444 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 47 Regency Park was $4,832, down 4.4% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,500 (+4.6%) Land $160,000 Building $85,500 | $245,500 (+4.6%) Land $160,000 Building $85,500 | |
| 2025 | $4,832.00 (-4.45%) | $234,700 Land $150,000 Building $84,700 | $234,700 Land $150,000 Building $84,700 |
| 2024 | $5,057.00 | ||
| 2023 | $179,200 Land $105,000 Building $74,200 | $179,200 Land $105,000 Building $74,200 | |
| 2022 | $4,700.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47 Regency Park in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47 Regency Park is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures