47 Prospect St, #49, Canaan, CT 06018 Property Records

North Canaan Town property record for 47 Prospect St, #49, Canaan, CT 06018

Property Summary

Property Type	Duplex
Details	8 bd · 3 ba · 3,072 sqft · built 1908
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Apr 2024)
Tax Bill	$5,358 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2022 Mortgage + 1 more
APN	`NRCA M:22 L:126-0`

Property Details

APN / Parcel Number

Primary APN	`NRCA M:22 L:126-0`
Alternative APNs	`M:22 L:126=0` `98101277`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,072 sqft Living Area
Attic	Attic
Attic Area	319 sqft
Basement Area	1,328 sqft
Unfinished Basement	1,328 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1987
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	98101277
Street Address	47 PROSPECT ST, 49
City	CANAAN
State	CT
Zip	06018-2031
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	2
Legal Lot Number	126-0
Jurisdiction	NORTH CANAAN CT
Township / Civil Division	NORTH CANAAN
Census Block Group	1
Census Block	1004
Census Tract	260200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Canaan Village Historic District listed 1990 · 196 contributing resources · NRIS 90001800

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: North Canaan Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 672, CANAAN, CT 06018-0672
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC
Apr 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage SALISBURY BANK & TRUST CO
Jul 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Book / Page	155 / 1007
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH CANAAN CT
Recording Date	Apr 30, 2024
Property Address	47 PROSPECT ST # 49, 49, CANAAN, CT 06018-2031
Document Number	00155-1007
Book / Page	155 / 1007
Instrument Date	Apr 29, 2024
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 672, CANAAN, CT 06018-0672

Mortgage

Document Number	0399770018
Date	Apr 30, 2024
Instrument	399770018

Lender

Name	BAY EQUITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	00155-1027
Date	Apr 30, 2024
Book Page	155/1027
Instrument	399780003

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH CANAAN CT
Property Address	47 PROSPECT ST # 49, 49, CANAAN, CT 06018-2031
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000152-318
Date	Apr 21, 2022
Book Page	152/318

Lender

Name	SALISBURY BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2027

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH CANAAN CT
Recording Date	Jul 18, 2017
Property Address	47 PROSPECT ST # 49, 49, CANAAN, CT 06018-2031
Document Number	142-64
Book / Page	000142 / 000064
Instrument Date	Jul 12, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	47-49 PROSPECT ST CANAAN CT 060182031, CANAAN, CT 06018-2031

Tax Assessment & Valuation

Source: North Canaan Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	North Canaan Town
Elementary School District	North Canaan School District (PK - 08)
Secondary School District	Regional School District 01 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,358.00	$198,800 (-) Land $34,930 Building $163,870	$139,160 Land $24,451 Building $114,709
2024	$5,358.00 (+5.7%)
2023	$5,069.00 (+19.64%)	$198,800 (+45.44%) Land $34,930 Building $163,870
2022	$4,237.00	$136,690 Land $32,940 Building $103,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-NORTH CANAAN private · serves 1,481 people · EPA ID CT1000011
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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