47 Oak St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 47 Oak St, Waterville, ME 04901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,165 sqft · built 1930
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Jul 2021)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:057 B:180`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:057 B:180`
Alternative APN	`517`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,165 sqft Living Area
Gross Area	2,917 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	517
Street Address	47 OAK ST
City	WATERVILLE
State	ME
Zip	04901-5524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	180
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3011
Census Tract	24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

47 Oak St is owned and occupied by an individual who bought it in July 2021.

Source: Kennebec County and Waterville City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	47 OAK ST, WATERVILLE, ME 04901-5524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Oct 6, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
Feb 9, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Oct 6, 2020 · Amount on File
Deed Document Number	202121407
Deed Book / Page	14111 / 42
Transfer Doc	2018002620
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jul 30, 2021
Property Address	47 OAK ST, WATERVILLE, ME 04901-5524
Document Number	2021021407
Book / Page	14111 / 42
Instrument Date	Jul 29, 2021
Instrument	2021021407
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3197 W RIVER RD, SIDNEY, ME 04330-2540

Mortgage

Document Number	2021021408
Date	Jul 30, 2021
Instrument	2021021408

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Oct 6, 2020
Property Address	47 OAK ST, WATERVILLE, ME 04901-5524
Document Number	0000025431
Book / Page	13736 / 157
Instrument Date	Oct 2, 2020
Instrument	25431
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 WATER ST, BLUE HILL, ME 04614-5231

Mortgage

Document Number	2020025432
Date	Oct 6, 2020
Instrument	2020025432

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERVILLE ME
Recording Date	Feb 9, 2018
Property Address	47 OAK ST, WATERVILLE, ME 04901-5524
Document Number	2018002620
Book / Page	12838 / 0211
Instrument	2018002620
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 47 Oak St was $3,706.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,706.00	$218,000 Land $28,100 Building $189,900
2024			$190,760
2023	$3,361.00 (+47.22%)	$168,900 (+91.28%) Land $21,600 Building $147,300
2022	$2,283.00	$88,300 Land $16,300 Building $72,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 47 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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