Worcester County and Worcester City property record for 47 Oak Knolls, Worcester, MA 01609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,464 sqft · built 1985 |
| Lot Size | 0.359 acres (15,626 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,500 (Jun 2026) |
| Tax Bill | $8,196 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Jun 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-040-00033 |
| Primary APN | 25-040-00033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,464 sqft Living Area |
| Gross Area | 5,684 sqft |
| 1st Floor Area | 2,464 sqft |
| Basement Area | 2,464 sqft |
| Unfinished Basement | 2,464 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 15,626 sqft (0.359 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 25-040-00033 |
|---|---|
| Street Address | 47 OAK KNLS |
| City | WORCESTER |
| State | MA |
| Zip | 01609-1025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Block | 40 |
| Legal Lot Number | 33 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 730801 |
47 Oak Knolls is owned and occupied by two individuals who bought it in June 2026.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 OAK KNLS, WORCESTER, MA 01609-1025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK |
| Jun 3, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage BAY STATE SAVINGS BANK |
| Jun 3, 2026 | Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK |
| Mar 18, 2026 | Personal Representative Deed, Transfer |
| Feb 7, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on File |
| Deed Sale | Jun 3, 2026 · Amount on File |
| Deed Document Number | 202644487 |
| Deed Book / Page | 73667 / 340 |
| Prior Transfer Date | Jan 29, 2019 |
| Prior Transfer Doc | 60021-307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 47 OAK KNLS, WORCESTER, MA 01609-1025 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 067622-156 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 67622/156 |
| Instrument | 55207 |
| Name | BAY STATE SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jun 3, 2026 |
| Property Address | 47 OAK KNLS, WORCESTER, MA 01609-1025 |
| Document Number | 0000044487 |
| Book / Page | 73667 / 340 |
| Instrument Date | May 29, 2026 |
| Instrument | 202644487 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Jun 3, 2026 |
|---|
| Name | BAY STATE SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2031 |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jun 3, 2026 |
| Property Address | 47 OAK KNLS, WORCESTER, MA 01609-1025 |
| Document Number | 073667-360 |
| Book / Page | 73667 / 360 |
| Instrument Date | May 29, 2026 |
| Instrument | 202644489 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000044489, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 73667/360 |
| Instrument | 202644489 |
| Name | BAY STATE SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Mar 18, 2026 |
| Property Address | 47 OAK KNLS, WORCESTER, MA 01609-1025 |
| Document Number | 073327-236 |
| Book / Page | 73327 / 236 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 20434 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Feb 7, 2019 |
| Property Address | 47 OAK KNLS, WORCESTER, MA 01609-1025 |
| Document Number | 60021-307 |
| Book / Page | 060021 / 000307 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 11623 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 OAK KNOLL RD WORCESTER MA 01609, WORCESTER, MA 01609 |
The 2026 property tax bill for 47 Oak Knolls was $8,196, up 1.9% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,196.00 (+1.91%) | $617,200 (+1.23%) Land $125,100 Building $492,100 | $591,243 (-2.21%) |
| 2025 | $8,042.00 | $609,700 Land $119,100 Building $490,600 | $604,580 (+1.6%) |
| 2024 | $595,080 | ||
| 2023 | $7,603.00 | $530,200 Land $103,500 Building $426,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47 Oak Knolls in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47 Oak Knolls is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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