Bergen County and Upper Saddle River Borough property record for 47 Oak Dr, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 7,240 sqft · built 2018 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,300,000 (Aug 2018) |
| Tax Bill | $42,642 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01204-0000-00013 |
| Primary APN | 63-01204-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 7,240 sqft Living Area |
| 1st Floor Area | 7,240 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 37,462 sqft (0.86 acres) |
| Street Address | 47 OAK DR |
|---|---|
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .860 AC |
| Legal Subdivision | BORO/UPPER SADDLE RIVER SEC 2 |
| Legal Block | 1204 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-01204-0000-00013
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 OAK DR, UPPER SADDLE RIVER, NJ 07458-2131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Aug 01, 2018 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2018 · Amount on Record |
| Deed Sale | Aug 01, 2018 · Amount on Record |
| Prior Sale | Nov 30, 2015 · Amount on Record |
| Deed Document Number | 201818-055253 |
| Deed Book / Page | 3015 / 1962 |
| Prior Transfer Date | Feb 08, 2008 |
| Prior Transfer Doc | 0095130403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 47 OAK DR, UPPER SADDLE RIVER, NJ 07458-2131 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0035881167 |
|---|---|
| Date | May 04, 2020 |
| Book Page | 3588/1167 |
| Instrument | 20-045475 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jun 15, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 01, 2018 |
| Property Address | 47 OAK DR, UPPER SADDLE RIVER, NJ 07458-2131 |
| Document Number | 0030151962 |
| Book / Page | 3015 / 1962 |
| Instrument Date | Jul 15, 2018 |
| Instrument | 00018-055253 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 OAK DR, UPPER SADDLE RIVER, NJ 07458-2131 |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,646,400 (-) Land $343,700 Building $1,302,700 | $1,646,400 (-) Land $343,700 Building $1,302,700 | |
| 2025 | $42,642.00 (+1.73%) | $1,646,400 (+1.23%) Land $343,700 Building $1,302,700 | $1,646,400 (+1.23%) Land $343,700 Building $1,302,700 |
| 2024 | $41,917.00 (+4.22%) | ||
| 2023 | $1,626,400 Land $343,700 Building $1,282,700 | $1,626,400 Land $343,700 Building $1,282,700 | |
| 2022 | $40,220.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Nearby Flood Policies | 8 in force 8 of 8 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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