Monmouth County and Ocean Township property record for 47 Northwoods Rd, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 5,188 sqft · built 2003 |
| Lot Size | 0.678 acres (29,546 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $17,149 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit May 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00035-0000-00082 |
| Primary APN | 37-00035-0000-00082 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,188 sqft Living Area |
| 1st Floor Area | 3,272 sqft |
| Upper Floors Area | 2,268 sqft |
| Basement Area | 2,920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 29,546 sqft (0.678 acres) |
| Lot Dimensions | 187 ft deep x 158 ft wide |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 689 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 3700035B00035 |
|---|---|
| Street Address | 47 NORTHWOODS RD |
| City | OCEAN |
| State | NJ |
| Zip | 07712-2513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | CENTURY BLDG CO SEC 06 |
| Legal Block | 35 |
| Legal Lot Number | 82 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 806502 |
Source: Monmouth County and Ocean Township records · APN 37-00035-0000-00082
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 NORTHWOODS RD, OCEAN, NJ 07712-2513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage E MTG MGMT |
| Nov 19, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 06, 2017 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2016 |
| Deed Sale | Sep 28, 2016 |
| Prior Sale | Feb 16, 2004 · Amount on Record |
| Deed Document Number | 201694085 |
| Deed Book / Page | 9188 / 9310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 47 NORTHWOODS RD, OCEAN, NJ 07712-2513 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0097840979 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 9784/979 |
| Instrument | 2026021589 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 06, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 47 NORTHWOODS RD, OCEAN, NJ 07712-2513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0095960588 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 9596/588 |
| Instrument | 2022054019 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 07, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 47 NORTHWOODS RD, OCEAN, NJ 07712-2513 |
| Document Number | 0000066664 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 47 NORTHWOODS RD OCEAN NJ 077122513, OCEAN, NJ 07712-2513 |
| Document Number | 0000066664 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 009422/004345 |
| Instrument | 66664 |
| Name | E MTG MGMT |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 47 NORTHWOODS RD, OCEAN, NJ 07712-2513 |
| Document Number | 0000117247 |
| Instrument Date | Nov 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM |
| Name | Verified Name |
|---|---|
| Address | 47 NORTHWOODS RD OCEAN NJ 077122513, OCEAN, NJ 07712-2513 |
| Document Number | 0000117247 |
|---|---|
| Date | Dec 06, 2018 |
| Book Page | 009323/009470 |
| Instrument | 117247 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 06, 2017 |
| Property Address | 47 NORTHWOODS RD, OCEAN, NJ 07712-2513 |
| Document Number | 0000098535 |
| Book / Page | 009252 / 006004 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 98535 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $685.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 47 NORTHWOODS RD OCEAN NJ 077122513, OCEAN, NJ 07712-2513 |
| Document Number | 98536 |
|---|---|
| Date | Oct 06, 2017 |
| Book Page | 009252/006009 |
| Instrument | 98536 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2047 |
Source: Monmouth County and Ocean Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,362,100 (+7.46%) Land $409,200 Building $952,900 | $1,362,100 (+7.46%) Land $409,200 Building $952,900 | |
| 2025 | $17,149.00 (-10.65%) | $1,267,500 (+5.61%) Land $484,200 Building $783,300 | $1,267,500 (+5.61%) Land $484,200 Building $783,300 |
| 2024 | $19,194.00 (+23.04%) | ||
| 2023 | $1,200,200 Land $450,300 Building $749,900 | $1,200,200 Land $450,300 Building $749,900 | |
| 2022 | $15,600.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258065021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1992–1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 1998 · river or lake flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 198 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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