47 Nack Ln, Mobile, AL 36608 Property Records

Mobile County property record for 47 Nack Ln, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,499 sqft · built 1956
Owner	Individual Name on Record
Last Sale	$264,000 (Oct 2018)
Tax Bill	$1,728 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022806374000054`

Property Details

APN / Parcel Number

Primary APN	`R022806374000054`
Alternative APNs	`28 06 37 4 000 054.XXX` `00555535` `555535`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,499 sqft Living Area
1st Floor Area	2,087 sqft
Upper Floors Area	324 sqft
Basement Area	576 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2001
Exterior Material	Stucco
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Porch	Open Porch
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	555535
Old Parcel Number	R022806374000054
Street Address	47 NACK LN
City	MOBILE
State	AL
Zip	36608-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PT OF SQR 72 OF SPRINGHILL SUB OF SEC 13 T4S R2W MORE PARTIC DESC AS FROM INT OF N/L OF SD SQR 72 & E/L OF W 1/2 OF
Legal Range	02W
Legal Township	04S
Legal Section	13
Legal Subdivision	SPRINGHILL
Legal Lot Number	89
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1015
Census Tract	3302

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	47 NACK LN, MOBILE, AL 36608-1350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY MORTGAGE CORP
Aug 15, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage BAY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Apr 19, 2013 · Amount on Record
Deed Document Number	2018060651
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	47 NACK LN, MOBILE, AL 36608-1350
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045373
Date	Jul 30, 2020
Instrument	2020045373

Lender

Name	BAY MORTGAGE CORP
Type	Mortgage Company
Address	FAIRHOPE, AL 36532

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	47 NACK LN, MOBILE, AL 36608-1350
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047619
Date	Aug 15, 2019
Instrument	2019047619

Lender

Name	REGIONS BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 26, 2018
Property Address	47 NACK LN, MOBILE, AL 36608-1350
Document Number	0000060651
Instrument Date	Oct 24, 2018
Instrument	2018060651
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	560 MOODY ST # ST2C, 560, WALTHAM, MA 02453-0589

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47 NACK LN, MOBILE, AL 36608-1350

Mortgage

Document Number	0000060652
Date	Oct 26, 2018
Instrument	2018060652

Lender

Name	BAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,728.00 (+6.47%) Homeowner's exemption	$28,110 (+6.28%) Land $9,800 Building $18,310	$281,100 (+6.28%) Land $98,000 Building $183,100
2024	$1,623.00 (+2.59%) Homeowner's exemption	$26,450 (+2.48%) Land $9,800 Building $16,650	$264,500 (+2.48%) Land $98,000 Building $166,500
2023	$1,582.00 Homeowner's exemption	$25,810 Land $9,800 Building $16,010	$258,100 Land $98,000 Building $160,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	29 (1978–2024)
Claims Outside the SFHA	21 of 29
Most Recent Claim	Jul 2024 · other causes
Claims by Event	Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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