47 N Main St, Avoca, NY 14809 Property Records

Steuben County and Avoca Town property record for 47 N Main St, Avoca, NY 14809 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,519 sqft · built 1915
Lot Size	0.232 acres (10,125 sqft)
Owner	Individual Name on File
Last Sale	$108,150 (Jan 2021)
Tax Bill	$3,160 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2019 Sale & Mortgage
APN	`0007047-000`

Property Details

APN / Parcel Number

Primary APN	`0007047-000`
Alternative APNs	`462201 099.20-01-067.000` `22010990200001067000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,519 sqft Living Area
1st Floor Area	949 sqft
2nd Floor Area	570 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,125 sqft (0.232 acres)
Lot Dimensions	125 ft deep x 81 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0007047-000
Street Address	47 N MAIN ST
City	AVOCA
State	NY
Zip	14809-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAINES GAIL STOWE KELLOGG MAIN ST
Legal Block	1
Legal Lot Number	67.000
Jurisdiction	STEUBEN NY
Township / Civil Division	AVOCA
Census Block Group	1
Census Block	1042
Census Tract	961000

Owner

Source: Steuben County and Avoca Town records · APN 0007047-000

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	47 N MAIN ST, AVOCA, NY 14809-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ELMIRA SAVINGS BANK FSB
May 10, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Book / Page	2869 / 241
Prior Transfer Date	Jan 20, 2005
Prior Transfer Doc	0000001932/000000022
Record Updated	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Jan 21, 2021
Property Address	47 N MAIN ST, AVOCA, NY 14809-9705
Document Number	002869/241
Book / Page	2869 / 241
Instrument Date	Jan 04, 2021
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000DL2296
Date	Jan 21, 2021
Instrument	DL2296

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	May 10, 2019
Property Address	47 N MAIN ST, AVOCA, NY 14809-9705
Document Number	002765/319
Book / Page	2765 / 319
Instrument Date	Apr 18, 2019
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 MCMASTER ST, BATH, NY 14810-1308

Mortgage

Document Number	00004404/4
Date	May 10, 2019
Book Page	4404/4

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2034

Tax Assessment & Valuation

Source: Steuben County and Avoca Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Avoca Village
County	Steuben County
County Subdivision	Avoca Town
Unified School District	Avoca Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,160.00 (+74.3%)	$103,500 (+47.86%) Land $13,600 Building $89,900	$107,813 (+30.92%) Land $14,167 Building $93,646
2023		$70,000 (-) Land $8,100 Building $61,900	$82,353 (+11.77%) Land $9,529 Building $72,824
2022		$70,000 Land $8,100 Building $61,900	$73,684 Land $8,526 Building $65,158
2021	$1,813.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361019610001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1993–1996)
Most Recent Claim	Jan 1996, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jan 1996 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Empire Telephone Corporation/North Penn Telephone Company	Fiber	1,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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