47 Mulberry Cir, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 47 Mulberry Cir, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,208 sqft · built 1995
Lot Size2.77 acres (120,661 sqft)
Owner2 Trust Names on File
Tax Bill$7,812 (2025)
Deeds & MortgagesNov 2020 Refinance
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNAYER M:016 B:0000 L:0025

Property Details

APN / Parcel Number

Primary APNAYER M:016 B:0000 L:0025

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,208 sqft Living Area
Basement Area1,272 sqft
Unfinished Basement1,272 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area120,661 sqft (2.77 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address47 MULBERRY CIR
CityAYER
StateMA
Zip01432-1558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Lot Number25
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2010
Census Tract325101

Owner

47 Mulberry Cir is owner-occupied and held in a trust since October 2018.

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner of Record2 Trust Names on File
Mailing Address47 MULBERRY CIR, AYER, MA 01432-1558
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SUPREME LENDING
Nov 19, 2018Deed of Trust, Mortgage
DIGITAL FCU
Oct 11, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2018
Deed SaleOct 11, 2018
Prior SaleAug 17, 1999 · Amount on File
Deed Document Number2018156343
Deed Book / Page71730 / 46
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address47 MULBERRY CIR, AYER, MA 01432-1558
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76265-219
DateNov 25, 2020
Book Page76265/219
Instrument223117
Lender
NameSUPREME LENDING
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueDec 1, 2035

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address47 MULBERRY CIR, AYER, MA 01432-1558
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71902-1
DateNov 19, 2018
Book Page71902/1
Instrument177105
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
AmountAmount on Record
Term360 Months
DueNov 1, 2048

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateOct 11, 2018
Property Address47 MULBERRY CIR, AYER, MA 01432-1558
Document Number71730-46
Book / Page071730 / 000046
Instrument DateOct 3, 2018
Instrument156343
Transaction TypeTransfer
Record UpdatedOct 30, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 MULBERRY CIR AYER MA 014321558, AYER, MA 01432-1558

Tax Assessment & Valuation

The 2025 property tax bill for 47 Mulberry Cir was $7,812.

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,812.00$653,200 Land $195,600 Building $457,600$760,000 (+2.92%)
2024$738,435
2023$7,160.00$576,500 Land $195,600 Building $380,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Mulberry Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Mulberry Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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