47 Mount Vernon St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 47 Mount Vernon St, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 3,319 sqft · built 1920
Lot Size	0.134 acres (5,837 sqft)
Owner	Individual Name on File
Last Sale	$860,000 (Mar 2022)
Tax Bill	$9,074 (2026)
Deeds & Mortgages	Sep 2021 Refinance Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:004-E B:0002 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:004-E B:0002 L:0001`
Alternative APNs	`M:004=E B:0002 L:0001` `1919003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,319 sqft Living Area
Gross Area	4,600 sqft
1st Floor Area	1,451 sqft
Basement Area	1,077 sqft
Unfinished Basement	1,077 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	5,837 sqft (0.134 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1919003
Street Address	47 MOUNT VERNON ST
City	SAUGUS
State	MA
Zip	01906-4315
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2022
Census Tract	208101

Owner

47 Mount Vernon St, a duplex, is owned and occupied by an individual who bought it in March 2022.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	47 MOUNT VERNON ST, SAUGUS, MA 01906-4315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Mar 25, 2022	Quit Claim Deed, Transfer · FHA Mortgage PRIME LENDING INC
Sep 27, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Dec 27, 2016	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2022 · Amount on File
Deed Sale	Mar 25, 2022 · Amount on File
Prior Sale	Oct 29, 1992 · Amount on File
Deed Document Number	20222950
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	47 MOUNT VERNON ST, SAUGUS, MA 01906-4315
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040318-102
Date	Sep 27, 2021
Book Page	40318/102
Instrument	20210927004570

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 25, 2022
Property Address	47 MOUNT VERNON ST, SAUGUS, MA 01906-4315
Document Number	040815-541
Book / Page	40815 / 541
Instrument Date	Mar 25, 2022
Instrument	20220325002950
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 MOUNT VERNON ST, SAUGUS, MA 01906-4315

Mortgage

Document Number	220325002960
Date	Mar 25, 2022
Instrument	220325002960

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 27, 2021
Property Address	47 MOUNT VERNON ST, SAUGUS, MA 01906-4315
Document Number	40318-98
Book / Page	40318 / 98
Instrument Date	May 8, 2021
Instrument	20210927004560
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 MOUNT VERNON ST, SAUGUS, MA 01906-4315

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	47 MOUNT VERNON ST, SAUGUS, MA 01906-4315
Document Number	37329-511
Instrument Date	Feb 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 MOUNT VERNON ST SAUGUS MA 019064315, SAUGUS, MA 01906-4315

Mortgage

Document Number	37329-511
Date	Feb 15, 2019
Book Page	037329/000511
Instrument	19021590

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	47 MOUNT VERNON ST, SAUGUS, MA 01906-4315
Document Number	35617-359
Book / Page	035617 / 000359
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Feb 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35617-359
Date	Jan 18, 2017
Book Page	035617/000359
Instrument	1701180004

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 47 Mount Vernon St was $9,074, up 1.6% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,074.00 (+1.56%)	$870,800 (+4.09%) Land $330,500 Building $532,600	$924,764
2025	$8,935.00 (+4.81%)	$836,600 (+4.51%) Land $300,400 Building $536,200
2024	$8,525.00 (+15.73%)	$800,500 (+22.36%) Land $283,300 Building $517,200
2023	$7,366.00	$654,200 Land $248,900 Building $405,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Mount Vernon St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47 Mount Vernon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REVERE WATER DIVISION (MWRA) serves 62,186 people · EPA ID MA3248000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Also Mapped Here	SAUGUS WATER DEPT. (MWRA)
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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