47 Moonlight Gap Rd, Arden, NC 28704 Property Records

Buncombe County property record for 47 Moonlight Gap Rd, Arden, NC 28704

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2 ba · 891 sqft · built 1982
Lot Size	1.97 acres (85,813 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Aug 2021)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9624-14-9223-00000`

Property Details

APN / Parcel Number

Primary APN	`9624-14-9223-00000`
Alternative APN	`962400148145000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	891 sqft Living Area
1st Floor Area	594 sqft
Upper Floors Area	297 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1982
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	85,813 sqft (1.97 acres)

Exterior Amenities

Deck Area	42 sqft
Patio Area	439 sqft
Canopy	16 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	962400148145000
Street Address	47 MOONLIGHT GAP RD
City	ARDEN
State	NC
Zip	28704-1610
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	DEED DATE:05/01/2018 DEED
Legal Description	DEED DATE:05/01/2018 DEED:5659-1639 PLAT:0228-0143
Legal Lot Number	8145
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	1
Census Block	1013
Census Tract	2304

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	47 MOONLIGHT GAP RD, ARDEN, NC 28704-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 18, 2021	Warranty Deed, Transfer UNKNOWN, AUSTIN TITLE LLC
Sep 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 1, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	0006108903
Deed Book / Page	6108 / 903
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	47 MOONLIGHT GAP RD, ARDEN, NC 28704-1610
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063320860
Date	Jul 5, 2023
Book Page	6332/860

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 18, 2021
Property Address	47 MOONLIGHT GAP RD, ARDEN, NC 28704-1610
Document Number	0061080903
Book / Page	6108 / 903
Instrument Date	Aug 18, 2021
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 WOLFE COVE RD, ASHEVILLE, NC 28804-2728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 SLEEPY GAP RD, ARDEN, NC 28704-8704

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 4, 2018
Property Address	177 SLEEPY GAP RD, ARDEN, NC 28704-8704
Document Number	0056990463
Book / Page	005699 / 000463
Instrument Date	Aug 30, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	48 WOLFE COVE RD ASHEVILLE NC 288042728, ASHEVILLE, NC 28804-2728

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 1, 2018
Property Address	177 SLEEPY GAP RD, ARDEN, NC 28704-8704
Document Number	0056591639
Book / Page	5659 / 1639
Map Reference	PL 54 PG 104
Instrument Date	Apr 29, 2018
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 357, LAVA HOT SPRINGS, ID 83246-0357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WOLFE COVE RD, ASHEVILLE, NC 28804-2728

Mortgage

Document Number	0056591642
Date	May 1, 2018
Instrument	5659/1642

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Mortgage

Document Number	0056591642
Date	May 1, 2018
Book Page	5659/1642

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00 (+8.18%)	$205,300 (+0.05%)
2023	$1,223.00	$205,200	$205,200 (-0.05%) Land $78,200 Building $127,000
2021			$205,300 Land $63,200 Building $142,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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