47 Mirandi Dr, Warne, NC 28909 Property Records

Clay County property record for 47 Mirandi Dr, Warne, NC 28909

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,036 sqft · built 1971
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$603 (2026)
Deeds & Mortgages	Sep 2025 Second Mortgage Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`543800995933`

Property Details

APN / Parcel Number

Primary APN	`543800995933`
Alternative APN	`617902000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	1,036 sqft Heated Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	617902000
Street Address	47 MIRANDI DR
City	WARNE
State	NC
Zip	28909-8744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALL COVE RD SR 1114
Legal Subdivision	BOUNDARY SURVEY MIRANDI ESTATE
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	2
Census Block	2056
Census Tract	950201

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	47 MIRANDI DR, WARNE, NC 28909-8744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JM ASSOCIATES FCU
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit JM ASSOCIATES FCU
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage JM ASSOCIATES FCU
Nov 1, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 20, 2012
Transfer Doc	368/071
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	47 MIRANDI DR, WARNE, NC 28909-8744
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000B17/206
Date	Sep 19, 2025
Book Page	B17/206
Instrument	2025001900

Lender

Name	JM ASSOCIATES FCU
Type	Credit Union
Address	9987 PRITCHARD RD, JACKSONVILLE, FL 32219

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 10, 2040

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	47 MIRANDI DR, WARNE, NC 28909-8744
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	B15/0053
Date	Nov 22, 2019
Book Page	B15/0053
Instrument	2019002817

Lender

Name	JM ASSOCIATES FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	157 Months
Due	Dec 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	47 MIRANDI DR, WARNE, NC 28909-8744
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	B15/0052
Date	Nov 22, 2019
Book Page	B15/0052
Instrument	2019002816

Lender

Name	JM ASSOCIATES FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Nov 1, 2019
Property Address	47 MIRANDI DR, WARNE, NC 28909-8744
Document Number	435/0053
Book / Page	435 / 0053
Map Reference	CAB 5 SL 443
Instrument Date	Oct 31, 2019
Instrument	2019002622
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 MIRANDI DR, WARNE, NC 28909-8744

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$603.00 (+2.73%)	$162,500 (+56.7%) Land $32,500 Building $130,000	$162,500 (+56.7%) Land $32,500 Building $130,000
2025	$587.00 (+20.53%)	$103,700 (-) Land $25,000 Building $78,700	$103,700 (-) Land $25,000 Building $78,700
2023	$487.00	$103,700 Land $25,000 Building $78,700	$103,700 Land $25,000 Building $78,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mirandi Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures