47 Middleton Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 47 Middleton Dr, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	2,772 sqft
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$203,500 (Oct 2007)
Tax Bill	$83 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`295-03-00-022-SJO`

Property Details

APN / Parcel Number

Primary APN	`295-03-00-022-SJO`
Alternative APN	`45390`

Interior

Stories	1 Story
Building Area	2,772 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	554 sqft
Porch	Porch
Porch Area	281 sqft

Location & Zoning

Account Number	45390
Street Address	47 MIDDLETON DR
City	LUGOFF
State	SC
Zip	29078-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	MIDDLETON SUBDIV LOT 22
Legal Subdivision	MIDDLETON SUBD
Legal Lot Number	22
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1000
Census Tract	970905

Owner

Source: Kershaw County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 MIDDLETON DR, LUGOFF, SC 29078-9553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2007 · Amount on Record
Deed Sale	Oct 18, 2007 · Amount on Record
Prior Sale	Jan 18, 2005 · Amount on Record
Deed Book / Page	2258 / 170
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	May 21, 2026
Property Address	47 MIDDLETON DR, LUGOFF, SC 29078-9553
Document Number	0000004811
Book / Page	5595 / 48
Instrument Date	May 12, 2026
Instrument	20264811
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 MIDDLETON DR, LUGOFF, SC 29078-9553
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004811,
Date	May 21, 2026
Book Page	5595/48
Instrument	20264811

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$83.00	$234,100 (-) Land $40,000 Building $194,100	$234,100 (-)
2023	$83.00	$234,100 Land $40,000 Building $194,100	$234,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20