47 McCormick Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 47 McCormick Rd, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,337 sqft · built 2017
Lot Size	1.04 acres (45,436 sqft)
Owner	Individual Name on File
Last Sale	$309,900 (Feb 2018)
Tax Bill	$6,118 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jan 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00R47 B:00014 L:00003`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00R47 B:00014 L:00003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,337 sqft Living Area
Gross Area	2,777 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,436 sqft (1.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	47 MCCORMICK RD
City	SPENCER
State	MA
Zip	01562-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	14
Legal Lot Number	3
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1010
Census Tract	726100

Owner

47 McCormick Rd is owned and occupied by an individual who bought it in February 2018.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	47 MCCORMICK RD, SPENCER, MA 01562-1220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
Jan 18, 2023	Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK
Feb 20, 2018	Quit Claim Deed, Transfer CORNERSTONE BANK
Sep 21, 2017	Quit Claim Deed, Transfer WEBSTER FIRST FCU
Jun 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2018 · Amount on File
Deed Sale	Feb 20, 2018 · Amount on File
Prior Sale	Sep 21, 2017
Deed Book / Page	58455 / 286
Transfer Doc	058455-286
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	47 MCCORMICK RD, SPENCER, MA 01562-1220
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064537-124
Date	Feb 24, 2021
Book Page	64537/124
Instrument	25886

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	47 MCCORMICK RD, SPENCER, MA 01562-1220
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068735-81
Date	Jan 18, 2023
Book Page	68735/81
Instrument	5174

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Feb 20, 2018
Property Address	47 MCCORMICK RD, SPENCER, MA 01562-1220
Document Number	58455-286
Book / Page	58455 / 286
Instrument	16443
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.01
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 MCCORMICK RD, SPENCER, MA 01562-1220

Mortgage

Document Number	584550288
Date	Feb 20, 2018
Instrument	58455/0288

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Sep 21, 2017
Property Address	47 MCCORMICK RD, SPENCER, MA 01562-1220
Document Number	57766-162
Book / Page	57766 / 162
Instrument	104324
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$6.92
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 MCCORMICK RD, SPENCER, MA 01562-1220

Mortgage

Document Number	57766-165
Date	Sep 21, 2017
Book Page	57766/165
Instrument	104325

Lender

Name	WEBSTER FIRST FCU
Type	Credit Union

Agreement

Amount	Amount on Record

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Jun 28, 2017
Property Address	47 MCCORMICK RD, SPENCER, MA 01562-1220
Document Number	57335-241
Book / Page	057335 / 000241
Instrument Date	Jun 26, 2017
Instrument	67754
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount on Record
Tax	$123.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 MCCORMICK RD SPENCER MA 01562, SPENCER, MA 01562

Tax Assessment & Valuation

The 2026 property tax bill for 47 McCormick Rd was $6,118, up 10,096.7% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,118.00 (+10,096.67%)	$557,200 (+7.94%) Land $62,600 Building $494,600	$505,125 (+8.76%)
2025	$60.00 (-98.93%)	$516,200 (+5.15%) Land $54,500 Building $461,700	$464,455
2024	$5,616.00 (+4.46%)	$490,900 (+10.12%) Land $54,500 Building $436,400
2023	$5,376.00	$445,800 Land $54,500 Building $391,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 McCormick Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 McCormick Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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