Mercer County property record for 47 Lower Rd, Cochranton, PA 16314
| Property Type | Single Family Home |
|---|---|
| Details | 1,536 sqft · built 1994 |
| Lot Size | 14.9 acres (649,044 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2015) |
| Tax Bill | $1,359 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 07 037 004 |
| Primary APN | 07 037 004 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,536 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 649,044 sqft (14.9 acres) |
| Street Address | 47 LOWER RD |
|---|---|
| City | COCHRANTON |
| State | PA |
| Zip | 16314-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HS 2BR |
| Jurisdiction | MERCER PA |
| Township / Civil Division | FRENCH CREEK |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 31800 |
47 Lower Rd is owned and occupied by an individual who bought it in September 2015.
Source: Mercer County records, as of April 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47 LOWER RD, COCHRANTON, PA 16314-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2015 · Amount on File |
| Deed Sale | Sep 2, 2015 · Amount on File |
| Deed Document Number | 20158747 |
| Prior Transfer Date | Aug 28, 2015 |
| Prior Transfer Doc | 0000008747 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER PA |
| Property Address | 47 LOWER RD, COCHRANTON, PA 16314-3017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202000005391 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 2020-00005391 |
| Name | MERCER COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Address | SANDY LAKE, PA 16145 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 25, 2030 |
The 2026 property tax bill for 47 Lower Rd was $1,359 with a homeowner's exemption.
Source: Mercer County assessment roll, as of April 9, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Mercer County |
| County Subdivision | French Creek Township |
| Unified School District | Crawford Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,359.00 Homeowner's exemption | $31,350 Land $2,400 Building $28,950 | |
| 2024 | $31,350 (-) Land $2,400 Building $28,950 | ||
| 2023 | $1,284.00 | $31,350 Land $2,400 Building $28,950 | |
| 1974 | $31,350 Land $2,400 Building $28,950 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 47 Lower Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47 Lower Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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