47 Lloyd Ave, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 47 Lloyd Ave, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 1925
Lot Size	0.137 acres (5,968 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Nov 2001)
Tax Bill	$11,748 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-10401-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`19-10401-0000-00018`
Alternative APN	`191040100018`

Interior

Stories	2 Stories
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	5,968 sqft (0.137 acres)

Location & Zoning

Street Address	47 LLOYD AVE
City	STANHOPE
State	NJ
Zip	07874-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	LAKE GROVE HEIGHTS
Legal Block	10401
Legal Lot Number	18
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	3
Census Block	3003
Census Tract	374600

Owner

47 Lloyd Ave is owned and occupied by two individuals who acquired it in December 2008.

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 LLOYD AVE, STANHOPE, NJ 07874-2926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAP FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2001 · Amount on File
Deed Sale	Nov 20, 2001 · Amount on File
Prior Sale	Jun 2, 2000 · Amount on File
Deed Document Number	200129159
Deed Book / Page	2588 / 248
Last Transfer Date	Dec 29, 2008
Transfer Doc	00321800464
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	47 LLOYD AVE, STANHOPE, NJ 07874-2926
Document Number	0095440010
Book / Page	009544 / 000010
Instrument Date	Sep 30, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 LLOYD AVE STANHOPE NJ 078742926, STANHOPE, NJ 07874-2926

Mortgage

Document Number	0095440010
Date	Oct 24, 2017
Book Page	009544/000010
Instrument	228500

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	47 LLOYD AVE, STANHOPE, NJ 07874-2926
Document Number	0095220954
Book / Page	009522 / 000954
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NAT'L LENDER SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	47 LLOYD AVE STANHOPE NJ 078742926, STANHOPE, NJ 07874-2926

Mortgage

Document Number	0095220954
Date	Aug 22, 2017
Book Page	009522/000954
Instrument	172510

Lender

Name	NETWORK CAP FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 21, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 47 Lloyd Ave was $11,748 with a veteran's exemption, up 5.2% from the year before.

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,600 (+116.82%) Land $282,700 Building $263,900	$546,600 (+116.82%) Land $282,700 Building $263,900
2025	$11,748.00 (+5.19%) Veteran's exemption	$252,100 Land $130,600 Building $121,500	$252,100 Land $130,600 Building $121,500
2024	$11,168.00
2023		$247,400 Land $130,600 Building $116,800	$247,400 Land $130,600 Building $116,800
2022	$10,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Lloyd Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Lloyd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile, Verizon.

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