47 Lincoln St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 47 Lincoln St, Gardner, MA 01440

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 5 ba · 3,432 sqft · built 1900
Lot Size	0.171 acres (7,453 sqft)
Owner	Company Name on Record
Last Sale	$183,000 (Nov 2019)
Tax Bill	$7,053 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GARD M:R22 B:1 L:25`

Property Details

APN / Parcel Number

Primary APN	`GARD M:R22 B:1 L:25`
Alternative APN	`M:P-24 B:0013 L:0025`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	15 Rooms
Units	5 Units
Stories	2 Stories
Building Area	3,432 sqft Living Area
Gross Area	6,845 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Roof Material	Slate
Lot Area	7,453 sqft (0.171 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	47 LINCOLN ST
City	GARDNER
State	MA
Zip	01440-2232
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	25
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2005
Census Tract	707200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Heywood-Wakefield Company Complex listed 1983 · 5 contributing resources · NRIS 83000610

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	69 MONT VERNON ST, MILFORD, NH 03055-4123
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Deed Document Number	2019121781
Deed Book / Page	61409 / 195
Prior Transfer Date	Nov 4, 2019
Prior Transfer Doc	61409-195
Record Updated	Oct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Nov 13, 2019
Property Address	47 LINCOLN ST, GARDNER, MA 01440-2232
Document Number	61409-195
Book / Page	61409 / 195
Instrument Date	Nov 4, 2019
Instrument	121781
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 MONT VERNON RD, MILFORD, NH 03055-4123

Mortgage

Document Number	121782
Date	Nov 13, 2019
Instrument	121782

Lender

Name	HOMETOWN BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,053.00 (+10,920.31%)	$512,200 (+14.36%) Land $73,700 Building $438,500
2025	$64.00 (-98.87%)	$447,900 (+18.62%) Land $67,000 Building $380,900
2024	$5,660.00 (+0.86%)	$377,600 (+8.54%) Land $61,000 Building $316,600
2023	$5,612.00	$347,900 Land $60,100 Building $287,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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