47 Liberty St, #1, Westminster, MD 21157 Property Records

Carroll County property record for 47 Liberty St, #1, Westminster, MD 21157

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,870 sqft · built 1900
Lot Size	0.061 acres (2,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Feb 2022)
Tax Bill	$4,186 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-057601`

Property Details

APN / Parcel Number

Primary APN	`07-057601`
Alternative APNs	`7057601` `057601`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,870 sqft Total Area
1st Floor Area	765 sqft
Attic	Attic
Attic Area	340 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Exterior Material	Siding
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	2,668 sqft (0.061 acres)
Porch	Slab
Porch Area	144 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	057601
Street Address	47 LIBERTY ST, 1
City	WESTMINSTER
State	MD
Zip	21157-4936
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-750
Legal Description	LT - 2668 SF 47 1/2 LIBERTY ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3004
Census Tract	507801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 1/2 LIBERTY ST, WESTMINSTER, MD 21157-4936
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 20, 2016	Deed of Trust, Mortgage · VA Mortgage FIDELITY BK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Jul 28, 2016 · Amount on Record
Deed Book / Page	10669 / 74
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 10, 2022
Property Address	47 LIBERTY ST # 1, 1, WESTMINSTER, MD 21157-4936
Document Number	0106690074
Book / Page	10669 / 74
Instrument Date	Jan 26, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 WHETSTONE WAY # T, T, BALTIMORE, MD 21230-4770

Mortgage

Document Number	0001066981
Date	Feb 10, 2022
Instrument	10669/81

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	47 LIBERTY ST # 1, 1, WESTMINSTER, MD 21157-4936
Document Number	0087170343
Book / Page	008717 / 000343
Instrument Date	Jul 20, 2016
Transaction Type	Mortgage
Record Updated	Aug 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471/2 LIBERTY ST WESTMINSTER MD 21157, WESTMINSTER, MD 21157

Mortgage

Document Number	0087170343
Date	Jun 16, 2017
Book Page	008390/000314

Lender

Name	FIDELITY BK MTG
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,186.00 (+7.33%)	$249,200 (+25.8%) Land $60,000 Building $189,200	$249,200 (+25.8%) Land $60,000 Building $189,200
2025	$3,900.00 (+16.52%)
2023	$3,347.00	$198,100 Land $60,000 Building $138,100	$198,100 Land $60,000 Building $138,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Quantum Internet & Telephone, Ting, Verizon.

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