Buncombe County property record for 47 Ledgestone Dr, Fairview, NC 28730
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,216 sqft · built 2006 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $707,000 (Aug 2021) |
| Tax Bill | $4,523 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 765525-2020-202 |
| Primary APN | 765525-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,216 sqft Living Area |
| Gross Area | 3,756 sqft |
| 1st Floor Area | 2,048 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 442 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 765525-2020-202 |
|---|---|
| Street Address | 47 LEDGESTONE DR |
| City | FAIRVIEW |
| State | NC |
| Zip | 28730-7100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | SUBDIV: LEDGESTONE BLOCK: LOT: 27 SECTION: PLAT: 0102-0003 |
| Legal Subdivision | LEDGESTONE |
| Legal Block | 3 |
| Legal Lot Number | 27 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 3203 |
Source: Buncombe County records · APN 765525-2020-202
Assessment roll updated September 22, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 30, 2021 | Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on Record |
| Deed Sale | Aug 30, 2021 · Amount on Record |
| Prior Sale | Jun 25, 2010 · Amount on Record |
| Deed Book / Page | 6113 / 516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 21, 2026 |
| Property Address | 47 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Document Number | 6585001508 |
| Book / Page | 6585 / 1508 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 47 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Document Number | 6585001508, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 6585/1508 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Aug 30, 2021 |
| Property Address | 47 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Document Number | 0061130516 |
| Book / Page | 6113 / 516 |
| Map Reference | MB 102 PG 3 |
| Instrument Date | Aug 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,414.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1160 GASHES RIDGE LN108, 1160, ASHEVILLE, NC 28803 |
| Name | Verified Name |
|---|---|
| Address | 47 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Document Number | 6113518 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 6113/518 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,523.00 (+4.26%) | $640,200 (-) Land $72,200 Building $568,000 | $640,200 (-) Land $72,200 Building $568,000 |
| 2024 | $4,338.00 (+5.39%) | ||
| 2023 | $4,116.00 | $640,200 | $640,200 (-) Land $72,200 Building $568,000 |
| 2021 | $640,200 Land $72,200 Building $568,000 |
Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (1998–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 59 locations within half a mile of this property.
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