47 Laurel Dr, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 47 Laurel Dr, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,792 sqft · built 1961
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (May 2017)
Tax Bill	$15,011 (2024)
Deeds & Mortgages	Mar 2022 Refinance Dec 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473489 123.-3-8`

Property Details

APN / Parcel Number

Primary APN	`473489 123.-3-8`
Alternative APNs	`0800-123.00-03.00-008.000` `348912300000030080000000` `47340029077`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	2,581 sqft
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	32,670 sqft (0.75 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Covered Porch
Porch Area	920 sqft
Shed	1 Shed
Shed Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	47 LAUREL DR
City	SMITHTOWN
State	NY
Zip	11787-3937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-733151 TC-85 *1404 LOTS 322 TO 324 SMITHTOWN PINES
Legal Subdivision	MAP OF SMITHTOWN PINES
Legal Block	3
Legal Lot Number	8
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2011
Census Tract	135500

Owner

47 Laurel Dr is owned and occupied by two individuals who bought it in May 2017.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 LAUREL DR, SMITHTOWN, NY 11787-3937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROUNDPOINT MORTGAGE CO
Dec 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Oct 14, 2019	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage FREEDOM MTG
May 8, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2017 · Amount on File
Deed Sale	May 8, 2017 · Amount on File
Prior Sale	Nov 8, 2010 · Amount on File
Deed Book / Page	12911 / 626
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	47 LAUREL DR, SMITHTOWN, NY 11787-3937
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233990711
Date	Mar 31, 2022
Book Page	23399/711
Instrument	DM075088

Lender

Name	ROUNDPOINT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	47 LAUREL DR, SMITHTOWN, NY 11787-3937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230860704
Date	Dec 10, 2019
Book Page	23086/704
Instrument	DK031763

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2049

October 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	47 LAUREL DR, SMITHTOWN, NY 11787-3937
Document Number	0230860705
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 LAUREL DR SMITHTOWN NY 117873937, SMITHTOWN, NY 11787-3937

Mortgage

Document Number	0230860705
Date	Dec 10, 2019
Book Page	023086/000705

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	May 8, 2017
Property Address	47 LAUREL DR, SMITHTOWN, NY 11787-3937
Document Number	0129110626
Book / Page	012911 / 000626
Instrument Date	Apr 25, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2019
Title Company	MKM ABSTRACT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,640.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 ANDREA LN WEST SAYVILLE NY 117961501, WEST SAYVILLE, NY 11796-1501

Mortgage

Document Number	228150580
Date	May 8, 2017
Book Page	022815/000580

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Hauppauge Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,750 Land $315 Building $7,435	$968,750 Land $39,375 Building $929,375
2024	$15,011.00
2023		$7,750 Land $315 Building $7,435	$8,908 Land $362 Building $8,546

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 47 Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Laurel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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