47 Laurel Ave, Derby, CT 06418 Property Records

Derby City property record for 47 Laurel Ave, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1966
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Dec 2017)
Tax Bill	$7,429 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:6 B:4 L:67`

Property Details

APN / Parcel Number

Primary APN	`DERB M:6 B:4 L:67`
Alternative APNs	`000640` `6547` `640`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	640
Street Address	47 LAUREL AVE
City	DERBY
State	CT
Zip	06418-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	4
Legal Lot Number	67
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	3
Census Block	3001
Census Tract	120100

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	47 LAUREL AVE, DERBY, CT 06418-2120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMESIDE FINANCIAL
Dec 18, 2017	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Prior Sale	Oct 30, 2003 · Amount on Record
Deed Book / Page	769 / 65
Transfer Doc	0371000151
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	47 LAUREL AVE, DERBY, CT 06418-2120
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	831-139
Date	Nov 10, 2020
Book Page	831/139
Instrument	1534

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Dec 18, 2017
Property Address	47 LAUREL AVE, DERBY, CT 06418-2120
Document Number	769-65
Book / Page	000769 / 000065
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 LAUREL AVE DERBY CT 064182120, DERBY, CT 06418-2120

Mortgage

Document Number	769-68
Date	Dec 18, 2017
Book Page	000769/000068

Lender

Name	USAA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,429.00 (+37.78%)	$193,270 (+54.85%) Land $43,400 Building $149,870	$338,434 (+287.37%)
2025	$5,392.00	$124,810 (-) Land $37,610 Building $87,200	$87,367 Land $26,327 Building $61,040
2024	$5,392.00 (+11.91%)
2023	$4,818.00	$124,810 (-) Land $37,660 Building $87,150
2022	$4,818.00	$124,810 Land $37,660 Building $87,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EAST DERBY private · serves 1,101 people · EPA ID CT0378011
Water Source	Purchased surface water from REGIONAL WATER AUTHORITY
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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