47 Kelsey Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 47 Kelsey Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,278 sqft · built 2004
Lot Size	0.059 acres (2,580 sqft)
Owner	Trust Name on Record
Last Sale	$210,000 (Apr 2018)
Deeds & Mortgages	May 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-30-403-057`

Property Details

APN / Parcel Number

Primary APN	`19-30-403-057`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,278 sqft
Gross Area	2,556 sqft
1st Floor Area	1,278 sqft

Exterior

Year Built	Built 2004
Exterior Material	Ribbed Aluminum
Lot Area	2,580 sqft (0.059 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	47 KELSEY CT
City	ALGONQUIN
State	IL
Zip	60102-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0012423 NWLY 40.54FT LT 5 AS MEAS ON SWLY LINE WINDING CREEK OF ALGONQUIN UNIT 2
Legal Subdivision	WINDING CRK/ALGONQUIN 02
Legal Lot Number	5
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4000
Census Tract	871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	47 KELSEY CT, ALGONQUIN, IL 60102-6810
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Apr 19, 2018	Warranty Deed, Transfer · Conventional Mortgage BRIDGEVIEW BANK GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018 · Amount on Record
Deed Sale	Apr 19, 2018 · Amount on Record
Prior Sale	Jun 5, 2007 · Amount on Record
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	47 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000021079
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	47 KELSEY CT ALGONQUIN IL 601026810, ALGONQUIN, IL 60102-6810

Mortgage

Document Number	0000021079
Date	Jun 12, 2020
Instrument	21079

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 19, 2018
Property Address	47 KELSEY CT, ALGONQUIN, IL 60102-6810
Document Number	0000012423
Map Reference	DOC2003R0077181
Instrument Date	Apr 18, 2018
Instrument	2018R0012423
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 STILLWATER CT, 4, ALGONQUIN, IL 60102-6838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 KELSEY CT, ALGONQUIN, IL 60102-6810

Mortgage

Document Number	0000012424
Date	Apr 19, 2018
Instrument	2018R0012424

Lender

Name	BRIDGEVIEW BANK GROUP
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$74,808 Land $16,326 Building $58,482	$224,424 Land $48,978 Building $175,446

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband.

Nearby Properties on Kelsey Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures