47 Joyful Way, White Stone, VA 22578 Property Records

Lancaster County property record for 47 Joyful Way, White Stone, VA 22578

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,232 sqft · built 2007
Lot Size	0.723 acres (31,494 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2022)
Tax Bill	$15 (2025)
Deeds & Mortgages	Jul 2007 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34 175`

Property Details

APN / Parcel Number

Primary APN	`34 175`
Alternative APN	`11047`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,232 sqft Living Area
Gross Area	4,736 sqft
1st Floor Area	2,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Architectural Style	Duplex Single
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	31,494 sqft (0.723 acres)
Porch	Slab
Porch Area	32 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11047
Street Address	47 JOYFUL WAY
City	WHITE STONE
State	VA
Zip	22578-2536
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	NEWTOWN ESTATES .723 AC LOT 1 LR22/474 LR04/491-P
Legal Subdivision	NEWTOWN ESTATES
Legal Lot Number	1
Jurisdiction	LANCASTER VA
Township / Civil Division	5
Census Block Group	1
Census Block	1005
Census Tract	30301

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	991 MILL WHARF RD, WAKE, VA 23176-2134
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2007	Deed of Trust, Mortgage · Commercial Mortgage CHESAPEAKE BANK
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Deed Document Number	2022474
Record Updated	Sep 20, 2026

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	47 JOYFUL WAY, WHITE STONE, VA 22578-2536
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00700/1999
Date	Jul 25, 2007
Book Page	700/1999

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Feb 22, 2022
Property Address	47 JOYFUL WAY, WHITE STONE, VA 22578-2536
Document Number	0220000474
Instrument Date	Feb 11, 2022
Instrument	220000474
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 MILL WHARF RD, WAKE, VA 23176-2134
Investor	Possibly a Property Investor

Mortgage

Document Number	0220000475
Date	Feb 22, 2022
Instrument	220000475

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 8, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15.00 (-98.47%)	$289,700 (+86.42%) Land $15,000 Building $274,700	$289,700 (+86.42%) Land $15,000 Building $274,700
2023	$979.00	$155,400 Land $15,000 Building $140,400	$155,400 Land $15,000 Building $140,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 individual policies
Nearby Flood Policies	77 units insured incl. 8 condo units
Nearby Flood Claims	7 (2003–2024)
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Joyful Way

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