47 Joya Dr, Palm Desert, CA 92260 Property Records

Riverside County property record for 47 Joya Dr, Palm Desert, CA 92260

Property Summary

Property Type	Condominium
Details	3 bd · 2.75 ba · 2,251 sqft · built 1982
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Company Names on File
Last Sale	$465,000 (Feb 2020)
Tax Bill	$6,711 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Feb 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`622-221-024`

Property Details

APN / Parcel Number

Primary APN	`622-221-024`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,251 sqft Living Area
Gross Area	3,183 sqft
1st Floor Area	2,251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Tile
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	47 JOYA DR
City	PALM DESERT
State	CA
Zip	92260-0328
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PR5
Legal Description	.08 ACRES NET IN LOT 24 MB 125/007 TR 13881-3
Legal Subdivision	TRACT NO 13881 3
Legal Tract	13881-3
Legal Lot Number	24
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	1
Census Block	1005
Census Tract	44929

Owner

47 Joya Dr, a condominium, is owned by a company that bought it in February 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	47 JOYA DR, PALM DESERT, CA 92260-0328
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 13, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Feb 13, 2020	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Deed Document Number	202066424
Prior Transfer Date	Jan 29, 2020
Prior Transfer Doc	0000066423
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	47 JOYA DR, PALM DESERT, CA 92260-0328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000551996
Date	Nov 9, 2020
Instrument	2020-0551996

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 13, 2020
Property Address	47 JOYA DR, PALM DESERT, CA 92260-0328
Document Number	0000066423
Instrument Date	Jan 29, 2020
Instrument	66423
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5584 VIA DICHA #A LAGUNA WOODS CA 926376937, A, LAGUNA WOODS, CA 92637-6937

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 13, 2020
Property Address	47 JOYA DR, PALM DESERT, CA 92260-0328
Document Number	0000066424
Instrument Date	Jan 15, 2020
Instrument	66424
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$512.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 10041 PALM DESERT CA 922550041, PALM DESERT, CA 92255-0041

Tax Assessment & Valuation

The 2025 property tax bill for 47 Joya Dr was $6,711.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,711 (+2%) Land $48,801 Building $469,910
2025	$6,711.00	$508,542 Land $47,845 Building $460,697
2023	$6,408.00 (+2.3%)	$488,796 Land $45,988 Building $442,808
2022	$6,264.00
2021			$508,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Joya Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1983–1997)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 1997 · rainfall accumulation
Claims by Event	Flash Flooding, Aug 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Joya Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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