Lucas County property record for 47 Jay St, Toledo, OH 43605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,109 sqft · built 1915 |
| Lot Size | 0.089 acres (3,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $12,000 (Jul 1992) |
| Tax Bill | $907 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-50801 |
| Primary APN | 08-50801 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,109 sqft Living Area |
| 1st Floor Area | 616 sqft |
| 2nd Floor Area | 493 sqft |
| Basement Area | 616 sqft |
| Year Built | Built 1915 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Lot Area | 3,900 sqft (0.089 acres) |
| Lot Dimensions | 130 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 154 sqft |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 47 JAY ST |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43605-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RD6 |
| Legal Description | JAY ST ADDN LOT 6 |
| Legal Subdivision | JAY ST ADDN |
| Legal Tract | 51 |
| Legal Lot Number | 6 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 5102 |
47 Jay St is owned and occupied by two individuals who bought it in July 1992.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 JAY ST, TOLEDO, OH 43605-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 1992 · Amount on File |
| Deed Sale | Jul 24, 1992 · Amount on File |
| Deed Document Number | 92104813 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 47 JAY ST, TOLEDO, OH 43605-2221 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 47 JAY ST, TOLEDO, OH 43605-2221 |
| Document Number | 0000023510 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 202307260023510 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2033 |
The 2025 property tax bill for 47 Jay St was $907, up 25.6% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $907.00 (+25.62%) | $12,705 (-) Land $3,710 Building $8,995 | |
| 2024 | $722.00 (-15.06%) | $12,705 (+8.04%) Land $3,710 Building $8,995 | $36,300 Land $10,600 Building $25,700 |
| 2023 | $850.00 (-0.35%) | $11,760 (-) Land $4,025 Building $7,735 | |
| 2022 | $853.00 Homeowner's exemption | $11,760 Land $4,025 Building $7,735 | |
| 2021 | $33,600 Land $11,500 Building $22,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47 Jay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 47 Jay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
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