47 Howes St, #49, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 47 Howes St, #49, Springfield, MA 01118

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,358 sqft · built 1923
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$341,000 (Dec 2023)
Tax Bill	$5,369 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:06806 P:0025`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:06806 P:0025`
Alternative APN	`68060025`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,358 sqft Living Area
1st Floor Area	1,135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	68060025
Street Address	47 HOWES ST, 49
City	SPRINGFIELD
State	MA
Zip	01118-2133
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	6
Census Block	6016
Census Tract	802500

Owner

47 Howes St, #49 is owned and occupied by an individual who bought it in December 2023.

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	47 HOWES ST, 49, SPRINGFIELD, MA 01118-2133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Quit Claim Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 9, 2020	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage WB INV LLC
Oct 2, 2018	Warranty Deed, Transfer HEDGES POND NT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on File
Deed Sale	Dec 11, 2023 · Amount on File
Prior Sale	Apr 9, 2020 · Amount on File
Deed Document Number	202358643
Deed Book / Page	25256 / 167
Record Updated	Oct 29, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 11, 2023
Property Address	47-49 HOWES ST, SPRINGFIELD, MA 01118
Document Number	025256-167
Book / Page	25256 / 167
Instrument Date	Dec 11, 2023
Instrument	58643
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 HOWES ST # 49, 49, SPRINGFIELD, MA 01118-2133

Mortgage

Document Number	0000058644
Date	Dec 11, 2023
Instrument	58644

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	47-49 HOWES ST, SPRINGFIELD, MA 01118
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025189-43
Date	Oct 13, 2023
Book Page	25189/43
Instrument	48631

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Nov 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 9, 2020
Property Address	47-49 HOWES ST, SPRINGFIELD, MA 01118
Document Number	23161-540
Book / Page	23161 / 540
Instrument Date	Apr 8, 2020
Instrument	18249
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 HOWES ST # 49, 49, SPRINGFIELD, MA 01118-2133

Mortgage

Document Number	18250
Date	Apr 9, 2020
Instrument	18250

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	47-49 HOWES ST, SPRINGFIELD, MA 01118
Document Number	22987-308
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	118 RACHAEL TER WESTFIELD MA 010851881, WESTFIELD, MA 01085-1881

Mortgage

Document Number	22987-308
Date	Dec 6, 2019
Book Page	022987/000308
Instrument	71996

Lender

Name	WB INV LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 2, 2018
Property Address	47-49 HOWES ST, SPRINGFIELD, MA 01118
Document Number	22385-522
Book / Page	022385 / 000522
Instrument Date	Aug 28, 2018
Instrument	59178
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$441.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	86 PRINCETON ST SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106

Mortgage

Document Number	22385-524
Date	Oct 2, 2018
Book Page	022385/000524
Instrument	59179

Lender

Name	HEDGES POND NT

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 47 Howes St, #49 was $5,369.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,369.00	$342,400 Land $36,800 Building $305,600
2023	$4,477.00	$262,600 Land $35,100 Building $227,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 47 Howes St, #49 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47 Howes St, #49 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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