47 Hochsteig Ln, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 47 Hochsteig Ln, Jay, NY 12941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1979
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Apr 2025)
Tax Bill	$6,399 (2026)
Deeds & Mortgages	Apr 2025 Sale & Refinance Jun 2021 Sale & Mortgage + 1 more
APN	`615J101115`

Property Details

APN / Parcel Number

Primary APN	`615J101115`
Alternative APNs	`280002702300030140000000` `152800 27.23-3-14.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,330 sqft Living Area
1st Floor Area	940 sqft
Upper Floors Area	390 sqft
Basement Area	780 sqft
Finished Basement	780 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	700 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J101115
Street Address	47 HOCHSTEIG LN
City	JAY
State	NY
Zip	12941-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	JAY TRACT LOT 121 1.00
Legal Block	3
Legal Lot Number	14.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1039
Census Tract	960200

Owner

Source: Essex County and Jay Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 MORMANDY CT, AURORA, OH 44202
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Warranty Deed, Transfer · Stand-Alone Refinance US BANK NA
Jun 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RBC BANK GEORGIA NA
Dec 17, 2018	Warranty Deed, Transfer · ARM QUONTIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	20251299
Deed Book / Page	2199 / 176
Prior Transfer Date	May 21, 2021
Prior Transfer Doc	002038/156
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Apr 21, 2025
Property Address	47 HOCHSTEIG LN, JAY, NY 12941-2007
Document Number	002199/176
Book / Page	2199 / 176
Instrument Date	Apr 11, 2025
Instrument	2025-1299
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 MORMANDY CT, AURORA, OH 44202

Mortgage

Document Number	0020251302
Date	Apr 21, 2025
Instrument	2025-1302

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Jun 9, 2021
Property Address	47 HOCHSTEIG LN, JAY, NY 12941-2007
Document Number	002038/156
Book / Page	2038 / 156
Instrument Date	May 21, 2021
Instrument	2021-2954
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020212955
Date	Jun 9, 2021
Instrument	2021-2955

Lender

Name	RBC BANK GEORGIA NA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2031
Max Rate At Change	2.25%
Index	1-Year LIBOR

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Dec 17, 2018
Property Address	47 HOCHSTEIG LN, JAY, NY 12941-2007
Document Number	0001938/88
Book / Page	1938 / 88
Instrument Date	Dec 14, 2018
Instrument	2018-5171
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002541/80
Date	Dec 17, 2018
Book Page	2541/80
Instrument	2018-5172

Lender

Name	QUONTIC BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2024

Tax Assessment & Valuation

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,399.00 (+0.66%)
2025	$6,357.00 (+136.85%)	$334,300 (+25.77%) Land $184,100 Building $150,200	$334,300 (+25.77%) Land $184,100 Building $150,200
2023		$265,800 (+47.67%) Land $115,000 Building $150,800	$265,800 (+47.67%) Land $115,000 Building $150,800
2022	$2,684.00 (-46.32%)	$180,000 Land $57,000 Building $123,000	$180,000 Land $57,000 Building $123,000
2020	$5,000.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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