47 Harvard St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 47 Harvard St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,774 sqft · built 1891
Lot Size	0.096 acres (4,199 sqft)
Owner	Individual Name on File
Last Sale	$785,000 (Oct 2014)
Tax Bill	$13,530 (2026)
Deeds & Mortgages	May 2020 Refinance Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WINC M:011 B:0138 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:011 B:0138 L:0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,774 sqft Living Area
Gross Area	3,203 sqft
Basement Area	706 sqft
Unfinished Basement	706 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,199 sqft (0.096 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	47 HARVARD ST
City	WINCHESTER
State	MA
Zip	01890-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Block	138
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2003
Census Tract	338100

Owner

47 Harvard St is owned and occupied by an individual who bought it in October 2014.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	47 HARVARD ST, WINCHESTER, MA 01890-1215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Dec 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SUCCESS MORTGAGE PARTNERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2014 · Amount on File
Deed Sale	Oct 24, 2014 · Amount on File
Prior Sale	Mar 14, 2014 · Amount on File
Deed Book / Page	64410 / 102
Transfer Doc	064410-102
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	47 HARVARD ST, WINCHESTER, MA 01890-1215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74773-576
Date	May 29, 2020
Book Page	74773/576
Instrument	81690

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	47 HARVARD ST, WINCHESTER, MA 01890-1215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76508-52
Date	Dec 22, 2020
Book Page	76508/52
Instrument	245768

Lender

Name	SUCCESS MORTGAGE PARTNERS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 47 Harvard St was $13,530, up 10,388.4% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,530.00 (+10,388.37%)	$1,221,100 (+4.93%) Land $578,800 Building $642,300	$1,354,094 (+16.96%)
2025	$129.00 (-98.95%)	$1,163,700 (+7.34%) Land $549,900 Building $613,800	$1,157,765
2024	$12,283.00 (+1.91%)	$1,084,100 (+6.14%) Land $520,900 Building $563,200
2023	$12,053.00	$1,021,400 Land $477,500 Building $543,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Harvard St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1978–2023)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, Mar 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Harvard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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