47 Guy Pl, #49, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 47 Guy Pl, #49, West Springfield, MA 01089

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,764 sqft · built 1978
Lot Size	0.584 acres (25,421 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,000 (Mar 2004)
Tax Bill	$3,942 (2025)
Deeds & Mortgages	Mar 2023 Refinance Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-20750-68-001`

Property Details

APN / Parcel Number

Primary APN	`288-20750-68-001`
Alternative APN	`WSPR M:00288 B:20750 L:00068`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	2,660 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,421 sqft (0.584 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	288-20750-68-001
Street Address	47 GUY PL, 49
City	WEST SPRINGFIELD
State	MA
Zip	01089-3114
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	20750
Legal Lot Number	68
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	3
Census Block	3013
Census Tract	812403

Owner

Source: Hampden County and West Springfield Town City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 GUY PL, 49, WEST SPRINGFIELD, MA 01089-3114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Sep 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit FREEDOM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2004 · Amount on Record
Deed Sale	Mar 12, 2004 · Amount on Record
Deed Document Number	200415213
Deed Book / Page	14012 / 224
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	47-49 GUY PL, WEST SPRINGFIELD, MA 01089
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024929-199
Date	Mar 7, 2023
Book Page	24929/199
Instrument	10286

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2043

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	47-49 GUY PL, WEST SPRINGFIELD, MA 01089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22861-296
Date	Sep 20, 2019
Book Page	22861/296
Instrument	54139

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	47-49 GUY PL, WEST SPRINGFIELD, MA 01089
Document Number	23081-3
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47-49 GUY PL WEST SPRINGFIELD MA 010893114, WEST SPRINGFIELD, MA 01089-3114

Mortgage

Document Number	23081-3
Date	Feb 10, 2020
Book Page	023081/000003
Instrument	7404

Lender

Name	FREEDOM CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 9, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,942.00 (+0.41%)	$265,100 (-) Land $108,500 Building $156,600
2024	$3,926.00 (-0.38%)	$265,100 (+4.53%) Land $108,500 Building $156,600
2023	$3,941.00	$253,600 Land $106,300 Building $147,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Whip City Fiber.

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