47 Grapal Pl, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 47 Grapal Pl, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,793 sqft · built 2006
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$2,087,500 (Oct 2018)
Tax Bill	$35,749 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551400 146-11-2-43`

Property Details

APN / Parcel Number

Primary APN	`551400 146-11-2-43`
Alternative APN	`140014601100020430000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,793 sqft Living Area
1st Floor Area	1,928 sqft
2nd Floor Area	1,865 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	47 GRAPAL PL
City	RYE
State	NY
Zip	10580
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Subdivision	PALISADE PARK
Legal Block	2
Legal Lot Number	43.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	5
Census Block	5000
Census Tract	7600

Owner

47 Grapal Pl is owned and occupied by two individuals who bought it in October 2018.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 GRAPAL PL, RYE, NY 10580
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 20, 2020	Loan Modification, Mortgage IBERIABANK
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Oct 30, 2018	Deed, Transfer · ARM IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on File
Deed Sale	Oct 30, 2018 · Amount on File
Prior Sale	Jun 7, 2007 · Amount on File
Deed Document Number	2018582833368
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	47 GRAPAL PL, RYE, NY 10580
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	FUTURE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0611683944
Date	Jun 25, 2021
Instrument	611683944

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	47 GRAPAL PL, RYE, NY 10580
Document Number	0600903308
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 GRAPAL PL RYE NY 10580, RYE, NY 10580

Mortgage

Document Number	0600903308
Date	Apr 21, 2020
Book Page	060090/003308

Lender

Name	IBERIABANK
Type	Bank
Address	PO BOX 12440, NEW IBERIA, LA 70562-2440

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	47 GRAPAL PL, RYE, NY 10580
Document Number	0600903306
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 GRAPAL PL RYE NY 10580, RYE, NY 10580

Mortgage

Document Number	0600903306
Date	Apr 21, 2020
Book Page	060090/003306

Lender

Name	IBERIABANK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 30, 2018
Property Address	47 GRAPAL PL, RYE, NY 10580
Document Number	0582833368
Map Reference	MAP1872
Instrument Date	Oct 19, 2018
Instrument	582833368
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	FUTURE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 GRAPAL PL, 47, RYE, NY 10580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CEDAR PL, RYE, NY 10580-4105

Mortgage

Document Number	0582963354
Date	Oct 30, 2018
Instrument	582963354

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

The 2026 property tax bill for 47 Grapal Pl was $35,749, up 187.1% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$35,749.00 (+187.14%)
2025	$12,450.00	$28,200 (-) Land $4,700 Building $23,500	$2,389,830 (+6.78%) Land $398,305 Building $1,991,525
2024		$28,200 (-) Land $4,700 Building $23,500	$2,238,095 (+2.38%) Land $373,016 Building $1,865,079
2023		$28,200 Land $4,700 Building $23,500	$2,186,046 Land $364,341 Building $1,821,705

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 47 Grapal Pl in Zone X, an area of minimal flood risk, though there have been 143 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	143 (1979–2023)
Claims Outside the SFHA	39 of 143
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 20 claims Hurricane Irene, Aug 2011 · 16 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Grapal Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

47 Grapal Pl, Rye, NY 10580 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Grapal Pl

Nearby Streets

Search Property Records by Address or Parcel Number