47 Gilbert St, Derby, CT 06418 Property Records

Derby City property record for 47 Gilbert St, Derby, CT 06418

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 1,472 sqft · built 1926
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Aug 2023)
Tax Bill	$5,225 (2025)
Deeds & Mortgages	Oct 2023 Transfer Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:7 B:6 L:82A`

Property Details

APN / Parcel Number

Primary APN	`DERB M:7 B:6 L:82A`
Alternative APNs	`001409` `7317` `1409`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	3 Units
Stories	2 Stories
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1409
Street Address	47 GILBERT ST
City	DERBY
State	CT
Zip	06418-2726
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R-5
Legal Block	6
Legal Lot Number	82A
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	4
Census Block	4006
Census Tract	120100

Owner

Source: Derby City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 GILBERT ST, DERBY, CT 06418-2726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 31, 2023	Warranty Deed, Transfer · FHA Mortgage WARSHAW CAPITAL LLC
Sep 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN HERITAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	20233102
Deed Book / Page	910 / 75
Last Transfer Date	Sep 28, 2023
Transfer Doc	000912-143
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DERBY CT
Recording Date	Oct 5, 2023
Property Address	47 GILBERT ST, DERBY, CT 06418-2726
Document Number	000912-143
Book / Page	912 / 143
Instrument Date	Sep 28, 2023
Instrument	3256
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Aug 31, 2023
Property Address	47 GILBERT ST, DERBY, CT 06418-2726
Document Number	0000910-75
Book / Page	910 / 75
Instrument Date	Aug 28, 2023
Instrument	3102
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 ELY AVE, NORWALK, CT 06854-4624

Mortgage

Document Number	0000003103
Date	Aug 31, 2023
Instrument	3103

Lender

Name	WARSHAW CAPITAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Sep 9, 2021
Property Address	47 GILBERT ST, DERBY, CT 06418-2726
Document Number	859-293
Book / Page	859 / 293
Instrument Date	Sep 1, 2021
Instrument	1779
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1780
Date	Sep 9, 2021
Instrument	1780

Lender

Name	AMERICAN HERITAGE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Derby City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,225.00	$120,960 (-) Land $19,860 Building $101,100	$84,672 Land $13,902 Building $70,770
2024	$5,225.00 (+11.91%)
2023	$4,669.00	$120,960 (-) Land $19,880 Building $101,080
2022	$4,669.00	$120,960 Land $19,880 Building $101,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Gilbert St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures