47 Garden Dr, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 47 Garden Dr, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,755 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$705,000 (Apr 2021)
Tax Bill	$13,439 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`551400 153-7-2-55`

Property Details

APN / Parcel Number

Primary APN	`551400 153-7-2-55`
Alternative APN	`140015300700020550000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	1,755 sqft Living Area
1st Floor Area	1,170 sqft
2nd Floor Area	585 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Street Address	47 GARDEN DR
City	RYE
State	NY
Zip	10580-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	2
Legal Lot Number	55.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	3
Census Block	3008
Census Tract	7600

Owner

Source: Westchester County and Rye City records · APN 551400 153-7-2-55

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	47 GARDEN DR, RYE, NY 10580-3313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Jun 07, 1996 · Amount on Record
Deed Document Number	20213443
Prior Transfer Date	Nov 03, 1995
Prior Transfer Doc	1128000097
Record Updated	Jun 08, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 21, 2021
Property Address	47 GARDEN DR, RYE, NY 10580-3313
Document Number	0610963443
Map Reference	VOL 35 PG 4
Instrument Date	Apr 12, 2021
Instrument	610963443
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	FUTURE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,820.00
Amount Accuracy	Redemption Amount
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 GARDEN DR, 47, RYE, NY 10580-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 GARDEN DR, RYE, NY 10580-3313

Mortgage

Document Number	0611033770
Date	Apr 21, 2021
Instrument	611033770

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,439.00	$10,050 (-) Land $3,400 Building $6,650	$851,695 (+6.78%) Land $288,136 Building $563,559
2024		$10,050 (-) Land $3,400 Building $6,650	$797,619 (+2.38%) Land $269,841 Building $527,778
2023		$10,050 Land $3,400 Building $6,650	$779,070 Land $263,566 Building $515,504

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	71 (1978–2024)
Claims Outside the SFHA	16 of 71
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Sandy, Oct 2012 · 14 claims Hurricane Irene, Aug 2011 · 7 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Based on FCC filings for 222 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.