Westchester County and Rye City property record for 47 Florence Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,160 sqft · built 2012 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $45,764 (2026) |
| Deeds & Mortgages | May 2020 Loan Modification May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-17-2-25 |
| Primary APN | 551400 146-17-2-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,160 sqft Living Area |
| 1st Floor Area | 1,654 sqft |
| 2nd Floor Area | 1,506 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|
| Street Address | 47 FLORENCE AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GLEN OAKS SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 25.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 7500 |
47 Florence Ave is owned and occupied by two individuals who acquired it in July 2012.
Source: Westchester County and Rye City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 FLORENCE AVE, RYE, NY 10580-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2020 | Loan Modification, Mortgage TD BK NA |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2012 |
| Deed Sale | Jul 20, 2012 |
| Prior Sale | Feb 14, 2011 · Amount on File |
| Deed Document Number | 2012521873171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 47 FLORENCE AVE, RYE, NY 10580-1201 |
| Document Number | 0601497926 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | GLOBALSERVE TITLE AGENCY CORPORATION, GLOBALSERVE TITLE AGCY CORP |
| Name | Verified Name |
|---|---|
| Address | 47 FLORENCE AVE RYE NY 105801201, RYE, NY 10580-1201 |
| Document Number | 0601497926 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 060149/007926 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | 2035 LIMESTONE RD, WILMINGTON, DE 19808-5529 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 47 FLORENCE AVE, RYE, NY 10580-1201 |
| Document Number | 0601497911 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | GLOBALSERVE TITLE AGENCY CORPORATION, GLOBALSERVE TITLE AGCY CORP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 47 FLORENCE AVE RYE NY 105801201, RYE, NY 10580-1201 |
| Document Number | 0601497911 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 060149/007911 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
The 2026 property tax bill for 47 Florence Ave was $45,764, up 0.8% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,764.00 (+0.85%) | ||
| 2025 | $45,380.00 | $36,100 (-) Land $6,300 Building $29,800 | $3,059,322 (+6.78%) Land $533,898 Building $2,525,424 |
| 2024 | $36,100 (-) Land $6,300 Building $29,800 | $2,865,079 (+2.38%) Land $500,000 Building $2,365,079 | |
| 2023 | $36,100 Land $6,300 Building $29,800 | $2,798,450 Land $488,372 Building $2,310,078 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47 Florence Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 72 (1978–2024) |
| Claims Outside the SFHA | 35 of 72 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47 Florence Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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