47 Emerald St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 47 Emerald St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,258 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jul 2008)
Tax Bill	$2,835 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2022 Mortgage
APN	`WINC M:5B3 B:0 L:165`

Property Details

APN / Parcel Number

Primary APN	`WINC M:5B3 B:0 L:165`
Alternative APN	`WCDN M:5B3 B:0 L:165`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,258 sqft Living Area
Gross Area	2,313 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	47 EMERALD ST
City	WINCHENDON
State	MA
Zip	01475-1746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	165
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	2
Census Block	2007
Census Tract	701102

Owner

47 Emerald St is owned and occupied by an individual who bought it in July 2008.

Source: Worcester County and Winchendon Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	47 EMERALD ST, WINCHENDON, MA 01475-1746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit
May 24, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2008 · Amount on File
Deed Sale	Jul 3, 2008 · Amount on File
Prior Sale	Dec 11, 2006 · Amount on File
Deed Document Number	200876890
Deed Book / Page	43062 / 271
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Recording Date	Apr 30, 2026
Property Address	47 EMERALD ST, WINCHENDON, MA 01475-1746
Document Number	073507-334
Book / Page	73507 / 334
Instrument Date	Apr 24, 2026
Instrument	202633146
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 EMERALD ST, WINCHENDON, MA 01475-1746

Mortgage

Document Number	0000033146,
Date	Apr 30, 2026
Book Page	73507/334
Instrument	202633146

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	47 EMERALD ST, WINCHENDON, MA 01475-1746
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067638-211
Date	May 24, 2022
Book Page	67638/211
Instrument	56434

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 47 Emerald St was $2,835, up 3.7% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,835.00 (+3.66%)	$241,300 (+10.64%) Land $30,600 Building $210,700	$283,765 (-1.74%)
2024	$2,735.00 (-5.2%)	$218,100 (+1.3%) Land $29,300 Building $188,800	$288,800
2023	$2,885.00	$215,300 Land $28,700 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 47 Emerald St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Emerald St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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