Cheshire County and Winchester Town property record for 47 Elm St, Winchester, NH 03470
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 6 bd · 2 ba · 3,704 sqft · built 1800 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Oct 2021) |
| Tax Bill | $4,537 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WNCH M:00027 B:000032 L:000000 |
| Primary APN | WNCH M:00027 B:000032 L:000000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 3,704 sqft Living Area |
| Gross Area | 7,128 sqft |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 89,298 sqft (2.05 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 47 ELM ST |
|---|---|
| City | WINCHESTER |
| State | NH |
| Zip | 03470-3111 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RES-S |
| Legal Block | 32 |
| Jurisdiction | WINCHESTER TOWN NH |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 971700 |
Source: Cheshire County and Winchester Town records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 47 ELM ST, WINCHESTER, NH 03470-3111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage FIGURE LENDING LLC |
| Oct 12, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD |
| Sep 30, 2020 | Warranty Deed, Transfer PAUL S & KAREN L JEROME |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Prior Sale | Sep 30, 2020 · Amount on Record |
| Deed Document Number | 202111144 |
| Deed Book / Page | 3185 / 47 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Property Address | 47 ELM ST, WINCHESTER, NH 03470-3111 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003341-600 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 3341/600 |
| Instrument | 2601618 |
| Name | FIGURE LENDING LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Recording Date | Oct 12, 2021 |
| Property Address | 47 ELM ST, WINCHESTER, NH 03470-3111 |
| Document Number | 3185-47 |
| Book / Page | 3185 / 47 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2111144 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 PINE ST, WEST SWANZEY, NH 03469 |
| Document Number | 2111145 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2111145 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER TOWN NH |
| Recording Date | Sep 30, 2020 |
| Property Address | 47 ELM ST, WINCHESTER, NH 03470-3111 |
| Document Number | 0031290911 |
| Book / Page | 003129 / 000911 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 8424 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,613.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 31 WATERS EDGE RD SWANZEY NH 03470, SWANZEY, NH 03470 |
| Document Number | 31290914 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 003129/000914 |
| Instrument | 8425 |
| Name | PAUL S & KAREN L JEROME |
|---|---|
| Address | CMR 450 BOX 531, APO, AE 09705-0006 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
Source: Cheshire County and Winchester Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Cheshire County |
| County Subdivision | Winchester Town |
| Elementary School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $4,537.00 (-7.67%) | $155,100 (-) Land $37,100 Building $118,000 |
| 2023 | $4,914.00 (+10.4%) | $155,100 (-) Land $37,100 Building $118,000 |
| 2022 | $4,451.00 | $155,100 Land $37,100 Building $118,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1984–2021) |
| Most Recent Claim | Jul 2021 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHESTER WATER DEPT serves 2,800 people · EPA ID NH2531010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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