47 Draper St, #49, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 47 Draper St, #49, Springfield, MA 01108

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,418 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Apr 2022)
Tax Bill	$5,178 (2025)
Deeds & Mortgages	May 2018 Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:04080 P:0103`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:04080 P:0103`
Alternative APN	`40800103`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,418 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2017
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	40800103
Street Address	47 DRAPER ST, 49
City	SPRINGFIELD
State	MA
Zip	01108-2908
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4012
Census Tract	802601

Owner

47 Draper St, #49 is owned by an individual who bought it in April 2022.

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	49 DRAPER ST, SPRINGFIELD, MA 01108-2908
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2018	Deed of Trust, Mortgage MONSON SAVINGS BANK
Apr 15, 2022	Quit Claim Deed, Transfer · FHA Mortgage FINANCE AMERICA LLC
Apr 9, 2018	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jul 28, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 12, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2022 · Amount on File
Deed Sale	Apr 15, 2022 · Amount on File
Prior Sale	Apr 9, 2018 · Amount on File
Deed Book / Page	24503 / 444
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	47-49 DRAPER ST, SPRINGFIELD, MA 01108
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	022161-524
Date	May 7, 2018
Book Page	22161/524
Instrument	24575

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 15, 2022
Property Address	47-49 DRAPER ST, SPRINGFIELD, MA 01108
Document Number	024503-444
Book / Page	24503 / 444
Instrument Date	Apr 15, 2022
Instrument	23247
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 DRAPER ST, SPRINGFIELD, MA 01108-2908

Mortgage

Document Number	0000023248
Date	Apr 15, 2022
Instrument	23248

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 9, 2018
Property Address	47-49 DRAPER ST, SPRINGFIELD, MA 01108
Document Number	22123-553
Book / Page	022123 / 000553
Instrument Date	Apr 9, 2018
Instrument	180
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 ALDERMAN ST #2ND SPRINGFIELD MA 011082123, 2ND, SPRINGFIELD, MA 01108-2123

Mortgage

Document Number	22123-556
Date	Apr 9, 2018
Book Page	022123/000556
Instrument	181

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 28, 2017
Property Address	47-49 DRAPER ST, SPRINGFIELD, MA 01108
Document Number	21784-41
Book / Page	021784 / 000041
Instrument Date	Jun 30, 2017
Instrument	42731
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Amount	Amount on Record
Tax	$244.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	263 WERLY CIR LUDLOW MA 01056, LUDLOW, MA 01056

June 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 12, 2017
Property Address	47-49 DRAPER ST, SPRINGFIELD, MA 01108
Document Number	21719-174
Book / Page	021719 / 000174
Instrument Date	Apr 14, 2017
Instrument	32459
Transaction Type	Foreclosure
Record Updated	Jul 4, 2017

Transaction

Amount	Amount on Record
Tax	$491.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 47 Draper St, #49 was $5,178.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,178.00	$330,200 Land $36,800 Building $293,400
2023	$4,549.00	$266,800 Land $35,100 Building $231,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 47 Draper St, #49 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 47 Draper St, #49 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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