47 Cotton St, Newton, MA 02458 Property Records

Middlesex County and Newton City property record for 47 Cotton St, Newton, MA 02458

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,402 sqft · built 1926
Lot Size	0.143 acres (6,248 sqft)
Owner	2 Individual Names on File
Last Sale	$1,800,000 (Jun 2026)
Tax Bill	$14,365 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`73012 0022`

Property Details

APN / Parcel Number

Primary APN	`73012 0022`
Alternative APN	`NEWT S:73 B:012 L:0022`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,402 sqft Living Area
Gross Area	3,616 sqft
1st Floor Area	1,212 sqft
Basement Area	1,168 sqft
Unfinished Basement	292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,248 sqft (0.143 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	73012 0022
Street Address	47 COTTON ST
City	NEWTON
State	MA
Zip	02458-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Block	12
Legal Lot Number	22
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	3
Census Block	3026
Census Tract	373500

Owner

47 Cotton St is owned and occupied by two individuals who bought it in June 2026.

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 COTTON ST, NEWTON, MA 02458-2619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Jun 29, 2012 · Amount on File
Deed Document Number	202679715
Deed Book / Page	85814 / 101
Transfer Doc	059418-216
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Jun 30, 2026
Property Address	47 COTTON ST, NEWTON, MA 02458-2619
Document Number	0000079715
Book / Page	85814 / 101
Instrument Date	Jun 22, 2026
Instrument	202679715
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	47 COTTON ST, NEWTON, MA 02458-2619

Mortgage

Date	Jun 30, 2026

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 47 Cotton St was $14,365, up 3.8% from the year before.

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,365.00 (+3.82%)	$1,482,500 (+5%) Land $1,303,300 Building $179,200	$1,670,670 (-)
2025	$13,837.00 (+3.42%)	$1,411,900 (+3%) Land $1,241,200 Building $170,700	$1,670,670 (-1.88%)
2024	$13,379.00 (+6.94%)	$1,370,800 (+11.54%) Land $1,205,000 Building $165,800	$1,702,685
2023	$12,511.00	$1,229,000 Land $911,600 Building $317,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Cotton St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 47 Cotton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20