47 Cormorant Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 47 Cormorant Dr, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 876 sqft · built 1976
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jun 2022)
Tax Bill	$6,626 (2024)
Deeds & Mortgages	Jun 2022 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`00532701-038600`

Property Details

APN / Parcel Number

Primary APN	`00532701-038600`
Alternative APNs	`01613900532701038600` `1655732`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	876 sqft
Attic	Attic
Attic Area	140 sqft
Flooring	Terrazzo
Interior Walls	Masonry

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1997
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Flat
Roof Material	Metal
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
View / Lot	Waterfront
Garage Type	Carport
Garage Area	137 sqft
Carport	Carport
Carport Area	137 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	636 sqft
Patio Area	168 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1655732
Street Address	47 CORMORANT DR
City	KEY LARGO
State	FL
Zip	33037-3005
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK 13 LT 23 SEXTON COVE ESTATES RESUBDIVISION KEY LARGO PB6-30 OR1120-876 OR1093-451ORD OR1941-51D/C OR1941-52/53 OR2783-799L/E OR2788-1324 OR3182-55 OR3182-0030
Legal Range	39E
Legal Township	61S
Legal Section	01
Legal Subdivision	SEXTON COVES ESTATES
Legal Block	13
Legal Lot Number	23
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2004
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

47 Cormorant Dr, a mobile home, is owned by two individuals who bought it in June 2022.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	14380 SW 19TH TER, MIAMI, FL 33175-7003
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on File
Deed Sale	Jun 29, 2022 · Amount on File
Prior Sale	Apr 1, 1980 · Amount on File
Deed Document Number	20222381855
Deed Book / Page	3182 / 30
Prior Transfer Date	Mar 22, 2016
Prior Transfer Doc	0027881324
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 29, 2022
Property Address	47 CORMORANT DR, KEY LARGO, FL 33037-3005
Document Number	0031820030
Book / Page	3182 / 30
Map Reference	MB 6 PG 30
Instrument Date	Jun 23, 2022
Instrument	2381855
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17201 NW 53RD PL, 17201, MIAMI GARDENS, FL 33055-4050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14380 SW 19TH TER, MIAMI, FL 33175-7003

Mortgage

Document Number	0000318232
Date	Jun 29, 2022
Instrument	3182/32

Lender

Name	ORLANDO DIAZ REVOCABLE TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2023

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$825,124 Land $762,750 Building $62,374	$825,124 Land $762,750 Building $62,374
2024	$6,626.00 (+16.55%)
2023	$5,685.00 (+10.32%)	$623,523 (-6.95%) Land $561,600 Building $61,923	$623,523 (-6.95%) Land $561,600 Building $61,923
2022	$5,153.00	$670,059 Land $624,000 Building $46,059	$670,059 Land $624,000 Building $46,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Cormorant Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Cormorant Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20