47 Congress St, Buffalo, NY 14213 Property Records

Erie County and Buffalo City property record for 47 Congress St, Buffalo, NY 14213

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,672 sqft · built 1900
Lot Size0.093 acres (4,050 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Nov 2014)
Tax Bill$1,963 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Feb 2026 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN140200 99.27-2-25

Property Details

APN / Parcel Number

Primary APN140200 99.27-2-25
Alternative APNs
  • 02000992700002025000
  • 04417900

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,672 sqft Living Area
1st Floor Area836 sqft
2nd Floor Area836 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,050 sqft (0.093 acres)
Lot Dimensions135 ft deep x 30 ft wide
PorchPorch
Porch Area230 sqft
Patio Area154 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04417900
Street Address47 CONGRESS ST
CityBUFFALO
StateNY
Zip14213-1551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN-2R
Legal Description162.69 N AUBURN
Legal Block2
Legal Lot Number25.000
JurisdictionERIE NY
Township / Civil DivisionBUFFALO
Census Block Group4
Census Block4003
Census Tract6100

Owner

Source: Erie County and Buffalo City records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address47 CONGRESS ST, BUFFALO, NY 14213-1551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · Line of Credit
ESL FCU
Feb 18, 2026Deed of Trust, Mortgage · Stand-Alone Refinance
ESL FCU
Dec 14, 2023Deed of Trust, Mortgage · Construction Mortgage
BUFFALO URBAN RENEWAL AGENCY
May 4, 2017Deed of Trust, Mortgage · Line of Credit
ESL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2014 · Amount on Record
Deed SaleNov 24, 2014 · Amount on Record
Prior SaleJan 19, 2011 · Amount on Record
Deed Document Number20142014235163
Deed Book / Page11272 / 3616
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address47 CONGRESS ST, BUFFALO, NY 14213-1551
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 CONGRESS ST, BUFFALO, NY 14213-1551

Mortgage

Document Number0141904883
DateFeb 18, 2026
Book Page14190/4883
Instrument2026029855
Lender
NameESL FCU
TypeCredit Union
AddressROCHESTER, NY 14604
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address47 CONGRESS ST, BUFFALO, NY 14213-1551
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 CONGRESS ST, BUFFALO, NY 14213-1551

Mortgage

Document Number0114573791
DateFeb 18, 2026
Book Page11457/3791
Instrument2026030777
Lender
NameESL FCU
TypeCredit Union
AddressROCHESTER, NY 14604
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address47 CONGRESS ST, BUFFALO, NY 14213-1551
Transaction TypeMortgage
Record UpdatedApr 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0141133607
DateDec 14, 2023
Book Page14113/3607
Instrument2023215710
Lender
NameBUFFALO URBAN RENEWAL AGENCY
TypeGovernment Agency
AddressBUFFALO, NY 14202
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address47 CONGRESS ST, BUFFALO, NY 14213-1551
Document Number0138110601
Book / Page013811 / 000601
Instrument DateMay 4, 2017
Transaction TypeMortgage
Record UpdatedSep 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 CONGRESS ST BUFFALO NY 142131551, BUFFALO, NY 14213-1551

Mortgage

Document Number0138110601
DateMay 15, 2017
Book Page013811/000601
Lender
NameESL FCU
TypeCredit Union
AddressROCHESTER, NY 14604-2424
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
MunicipalityBuffalo City
Unified School DistrictBuffalo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,963.00 (-9.12%)$187,000 (+40.6%) Land $28,000 Building $159,000$187,000 (-13.53%) Land $28,000 Building $159,000
2024$2,160.00 (+212.59%)$133,000 (-) Land $5,700 Building $127,300$216,260 (+13.82%) Land $9,268 Building $206,992
2023$691.00$133,000 Land $5,700 Building $127,300$190,000 Land $8,143 Building $181,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER AUTHORITY
serves 276,000 people · EPA ID NY1400422
Water SourceSurface water
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Congress St

Nearby Streets

Search Property Records by Address or Parcel Number