47 Compass Point Way S, Inlet Beach, FL 32461 Property Records

Walton County property record for 47 Compass Point Way S, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,727 sqft · built 2016
Lot Size	0.185 acres (8,096 sqft)
Owner	Company Name on Record
Last Sale	$4,865,000 (Jun 2025)
Tax Bill	$31,872 (2024)
Deeds & Mortgages	Mar 2019 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16013-000-0430`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16013-000-0430`
Alternative APN	`1036672`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	4 Stories
Building Area	4,727 sqft Living Area
Gross Area	7,086 sqft
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,096 sqft (0.185 acres)
Garage Type	Finished
Garage Area	720 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,609 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1036672
Street Address	47 COMPASS POINT WAY S
City	INLET BEACH
State	FL
Zip	32461-0713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 WATERSOUND BEACH PH 4 PB 15-84 OR 2800-4976 OR 3360-2371
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	WATERSOUND BEACH PH 4
Legal Phase	4
Legal Lot Number	43
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1050
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	800 BROADWAY STE 100B, 100B, LUBBOCK, TX 79401-3421
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jan 30, 2018	Deed of Trust, Mortgage · Loan Assumption REGIONS BANK
Feb 23, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Sep 5, 2008 · Amount on Record
Deed Document Number	20250019419
Deed Book / Page	3360 / 2371
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	47 COMPASS POINT WAY S, INLET BEACH, FL 32461-0713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031004079
Date	Mar 29, 2019
Book Page	3100/4079
Instrument	20190009384

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	47 COMPASS POINT WAY S, INLET BEACH, FL 32461-0713
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030640847
Date	Jan 30, 2018
Book Page	3064/0847
Instrument	2018000002974

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate
Rate	3.37%
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	47 COMPASS POINT WAY S, INLET BEACH, FL 32461-0713
Document Number	0030351679
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 COMPASS POINT WAY WATERSOUND FL 32461, WATERSOUND, FL 32461

Mortgage

Document Number	0030351679
Date	Mar 9, 2017
Book Page	003035/001679
Instrument	7334

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,023,776 (+4.45%) Land $1,610,000 Building $3,413,776	$5,023,776 (+4.45%) Land $1,610,000 Building $3,413,776
2024	$31,872.00 (+5.86%)
2023	$30,109.00 (-27.48%) Homeowner's exemption	$4,809,942 (+0.15%) Land $1,605,350 Building $3,204,592	$4,809,942 (+0.15%) Land $1,605,350 Building $3,204,592
2022	$41,516.00 Homeowner's exemption	$4,802,766 Land $1,704,463 Building $3,098,303	$4,802,766 Land $1,704,463 Building $3,098,303

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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