Fluvanna County property record for 47 Colonial Rd, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,608 sqft Living Area |
| Lot Size | 21,911 sqft (0.503 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,830.00 (2025) |
| Primary APN | 18A 3 50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 3,758 sqft Gross Area |
| 1st Floor | 1,608 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Softwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,911 sqft (0.503 acres) |
| Deck Area | 40 sqft Deck |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 6386 |
|---|---|
| Street Address | 47 COLONIAL RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2210 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DB 202-370 MONTPELIER-3 LOT 50 21,923 SF |
| Legal Block | 5 |
| Legal Lot Number | 50 |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | RIVANNA |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 20103 |
Source: Fluvanna County records · APN 18A 3 50
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 47 COLONIAL RD, PALMYRA, VA 22963-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 16, 2017 | Deed of Trust, Mortgage · Reverse Mortgage HUD |
| Mar 16, 2017 | Deed of Trust, Mortgage · Reverse Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 47 COLONIAL RD, PALMYRA, VA 22963-2210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1700811 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 1700811 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 800 Months |
| Due | Nov 15, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 47 COLONIAL RD, PALMYRA, VA 22963-2210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1700810 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 1700810 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 800 Months |
| Due | Nov 15, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2018 |
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,400 (-) Land $30,000 Building $212,400 | $242,400 (-) Land $30,000 Building $212,400 | |
| 2025 | $1,830.00 (+9.84%) | $242,400 (+22.8%) Land $30,000 Building $212,400 | $242,400 (+22.8%) Land $30,000 Building $212,400 |
| 2023 | $197,400 Land $30,000 Building $167,400 | $197,400 Land $30,000 Building $167,400 | |
| 2022 | $1,666.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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