Monmouth County and Middletown Township property record for 47 Chapman Ter, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,175 sqft · built 1981 |
| Lot Size | 0.611 acres (26,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $785,000 (Dec 2006) |
| Tax Bill | $15,591 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00524-0000-00040 |
| Primary APN | 32-00524-0000-00040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,175 sqft Living Area |
| 1st Floor Area | 3,175 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 26,625 sqft (0.611 acres) |
| Lot Dimensions | 213 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 1,521 sqft |
| Sewer | Connected |
|---|
| Account Number | 832 |
|---|---|
| Street Address | 47 CHAPMAN TER |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | ROBERTS FARM |
| Legal Block | 524 |
| Legal Lot Number | 40 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 800702 |
47 Chapman Ter is owned and occupied by two individuals who bought it in December 2006.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 CHAPMAN TER, MIDDLETOWN, NJ 07748-1579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG |
| Feb 17, 2017 | Deed of Trust, Mortgage · Line of Credit M&T BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2006 · Amount on File |
| Deed Sale | Dec 12, 2006 · Amount on File |
| Prior Sale | Sep 11, 2003 · Amount on File |
| Deed Book / Page | 8614 / 6789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 47 CHAPMAN TER, MIDDLETOWN, NJ 07748-1579 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 47 CHAPMAN TER, MIDDLETOWN, NJ 07748-1579 |
| Document Number | 0096244191 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 9624/4191 |
| Instrument | 2022112171 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 472 Months |
| Due | Mar 14, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 47 CHAPMAN TER, MIDDLETOWN, NJ 07748-1579 |
| Document Number | 0000053520 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 47 CHAPMAN TER MIDDLETOWN NJ 077481579, MIDDLETOWN, NJ 07748-1579 |
| Document Number | 0000053520 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 009415/003951 |
| Instrument | 53520 |
| Name | LADERA LNDG |
|---|---|
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 47 CHAPMAN TER, MIDDLETOWN, NJ 07748-1579 |
| Document Number | 0000024218 |
| Book / Page | 009216 / 000613 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 47 CHAPMAN TER MIDDLETOWN NJ 077481579, MIDDLETOWN, NJ 07748-1579 |
| Document Number | 0000024218 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 009216/000613 |
| Instrument | 24218 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.14% |
The 2025 property tax bill for 47 Chapman Ter was $15,591, up 9.6% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,019,000 (+5.49%) Land $481,900 Building $537,100 | $1,019,000 (+5.49%) Land $481,900 Building $537,100 | |
| 2025 | $15,591.00 (+9.59%) | $966,000 Land $433,800 Building $532,200 | $966,000 Land $433,800 Building $532,200 |
| 2024 | $14,227.00 | ||
| 2023 | $828,800 Land $329,300 Building $499,500 | $828,800 Land $329,300 Building $499,500 | |
| 2022 | $14,107.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47 Chapman Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 31 (1979–2016) |
| Claims Outside the SFHA | 6 of 31 |
| Most Recent Claim | Jan 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47 Chapman Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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