47 Cavalla Cay, Novato, CA 94949 Property Records

Marin County property record for 47 Cavalla Cay, Novato, CA 94949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,064 sqft · built 1987
Lot Size	0.215 acres (9,360 sqft)
Owner	2 Company Names on File
Tax Bill	$9,213 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`157-520-16`

Property Details

APN / Parcel Number

Primary APN	`157-520-16`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,064 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Lot Area	9,360 sqft (0.215 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	292 sqft
Patio Area	292 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	47 CAVALLA CAY
City	NOVATO
State	CA
Zip	94949-5341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L495 /B18P72 M BEL MARIN KEYS #4
Legal Subdivision	BEL MARIN KEYS 04
Legal Tract	4
Legal Lot Number	495
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1001
Census Tract	104300

Owner

47 Cavalla Cay is owned by a company that acquired it in December 2020 and is owner-occupied.

Source: Marin County records, as of July 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	47 CAVALLA CAY, NOVATO, CA 94949-5341
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage LENDUSA LLC
Dec 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Dec 10, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 4, 2020
Transfer Doc	0000063399
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	47 CAVALLA CAY, NOVATO, CA 94949-5341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ENTITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040677
Date	Oct 13, 2017
Instrument	2017-0040677

Lender

Name	LENDUSA LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIN CA
Recording Date	Dec 10, 2020
Property Address	47 CAVALLA CAY, NOVATO, CA 94949-5341
Document Number	0000063397
Map Reference	VOL 18 PG 72
Instrument Date	Dec 4, 2020
Instrument	2020-0063397
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 CAVALLA CAY, NOVATO, CA 94949-5341

Mortgage

Document Number	0000063398
Date	Dec 10, 2020
Instrument	2020-0063398

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Dec 10, 2020
Property Address	47 CAVALLA CAY, NOVATO, CA 94949-5341
Document Number	0000063399
Instrument Date	Dec 4, 2020
Instrument	63399
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	47 CAVALLA CAY NOVATO CA 949495341, NOVATO, CA 94949-5341

Tax Assessment & Valuation

The 2025 property tax bill for 47 Cavalla Cay was $9,213 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$473,914 (+2%) Land $156,178 Building $317,736
2025	$9,213.00 Homeowner's exemption	$464,623 Land $153,116 Building $311,507
2023	$7,056.00 (-4.49%) Homeowner's exemption	$446,585 Land $147,172 Building $299,413
2022	$7,388.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 47 Cavalla Cay in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 281 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	281 in force
Nearby Flood Claims	10 (1982–2023)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Feb 2023
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Cavalla Cay is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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