Gallatin County property record for 47 Cara Rdg, Bozeman, MT 59718
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,932 sqft · built 2005 |
| Lot Size | 21.1 acres (921,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,955,100 (Feb 2024) |
| Tax Bill | $8,143 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RHF44364 |
| Primary APN | 00RHF44364 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,932 sqft Living Area |
| 1st Floor Area | 1,492 sqft |
| 2nd Floor Area | 1,440 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 921,250 sqft (21.1 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 492 sqft |
| Deck Area | 392 sqft |
| Pole Barn | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00RHF44364 |
|---|---|
| Street Address | 47 CARA RDG |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-6646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S01, T03 S, R04 E, C.O.S. 1758, PARCEL 23, ACRES 21.149 |
| Legal Range | 04E |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | CERTIFICATE/SURV 1758 23 |
| Legal Tract | 23 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | GALLATIN GATEWAY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 1200 |
Source: Gallatin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 62 SOUTH ST, SOUTHAMPTON, NY 11968-1945 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Feb 13, 2024 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2024 · Amount on Record |
| Deed Sale | Feb 13, 2024 · Amount on Record |
| Prior Sale | May 20, 2005 |
| Deed Document Number | 20242820329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Oct 8, 2026 |
| Property Address | 47 CARA RDG, BOZEMAN, MT 59718-6646 |
| Document Number | 0002888194 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 20262888194 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 62 SOUTH ST, SOUTHAMPTON, NY 11968-1945 |
| Investor | Possibly a Property Investor |
| Document Number | 0002888194, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 20262888194 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Feb 13, 2024 |
| Property Address | 47 CARA RDG, BOZEMAN, MT 59718-6646 |
| Document Number | 0002820329 |
| Instrument Date | Jan 8, 2024 |
| Instrument | 2820329 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Title Company | SECURITY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 62 SOUTH ST, SOUTHAMPTON, NY 11968-1945 |
| Investor | Possibly a Property Investor |
| Document Number | 0002820330 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2820330 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Max Rate | 11.5% |
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Secondary School District | Bozeman High School District (09 - 12) |
| Elementary School District | Gallatin Gateway Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,143.00 (+96.98%) | $1,165,389 (-) | $1,165,389 (-) Land $542,829 Building $622,560 |
| 2025 | $4,134.00 (+1.7%) | $1,165,389 (+33.85%) | $1,165,389 (+33.85%) Land $542,829 Building $622,560 |
| 2023 | $4,065.00 | $870,690 | $870,690 Land $312,710 Building $557,980 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 99.1% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 200 / 100 |
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