Bergen County and Saddle Brook Township property record for 47 Cambridge Ave, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 2,387 sqft · built 1951 |
| Lot Size | 0.131 acres (5,702 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Sep 2004) |
| Tax Bill | $16,466 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-01512-0000-00031 |
| Primary APN | 57-01512-0000-00031 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,387 sqft Living Area |
| 1st Floor Area | 2,387 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 5,702 sqft (0.131 acres) |
| Lot Dimensions | 114 ft deep x 50 ft wide |
| Old Parcel Number | 5700159C00013 |
|---|---|
| Street Address | 47 CAMBRIDGE AVE |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-4504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X114 |
| Legal Subdivision | SADDLE RIVER PK HOMES INC |
| Legal Block | 1512 |
| Legal Lot Number | 31 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 6 |
| Census Block | 6010 |
| Census Tract | 52100 |
47 Cambridge Ave is owned and occupied by two individuals who bought it in September 2004.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 47 CAMBRIDGE AVE, SADDLE BROOK, NJ 07663-4504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 15, 2019 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Oct 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2004 · Amount on File |
| Deed Sale | Sep 2, 2004 · Amount on File |
| Prior Sale | Jun 27, 2002 · Amount on File |
| Deed Book / Page | 8720 / 722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 47 CAMBRIDGE AVE, SADDLE BROOK, NJ 07663-4504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0037921281 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 3792/1281 |
| Instrument | 20-111015 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 47 CAMBRIDGE AVE, SADDLE BROOK, NJ 07663-4504 |
| Document Number | 0034080437 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 47 CAMBRIDGE AVE SADDLE BROOK NJ 076634504, SADDLE BROOK, NJ 07663-4504 |
| Document Number | 0034080437 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 003408/000437 |
| Instrument | 78090 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 47 CAMBRIDGE AVE, SADDLE BROOK, NJ 07663-4504 |
| Document Number | 0027870972 |
| Book / Page | 002787 / 000972 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 47 CAMBRIDGE AVE SADDLE BROOK NJ 076634504, SADDLE BROOK, NJ 07663-4504 |
| Document Number | 0027870972 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 002787/000972 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 16, 2032 |
The 2025 property tax bill for 47 Cambridge Ave was $16,466, up 6.2% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $722,600 (+4.14%) Land $229,700 Building $492,900 | $722,600 (+4.14%) Land $229,700 Building $492,900 | |
| 2025 | $16,466.00 (+6.21%) | $693,900 Land $225,700 Building $468,200 | $693,900 Land $225,700 Building $468,200 |
| 2024 | $15,503.00 | ||
| 2023 | $714,300 Land $213,200 Building $501,100 | $714,300 Land $213,200 Building $501,100 | |
| 2022 | $16,311.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 47 Cambridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 9 (1983–2021) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 47 Cambridge Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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