Mitchell County property record for 47 Birchleaf Dr, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,386 sqft Living Area |
| Lot Size | 42,253 sqft (0.969 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2007) |
| Tax Bill | $1,720.00 (2025) |
| Primary APN | 0799-03-01-5637 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,386 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2005 |
|---|---|
| Construction Type | Wood Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 42,253 sqft (0.969 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 555555316 |
|---|---|
| Street Address | 47 BIRCHLEAF DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6502 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GREGG ROAD LOT 77 & 78 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0799-03-01-5637
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 47 BIRCHLEAF DR, SPRUCE PINE, NC 28777-6502 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 05, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Apr 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 14, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2007 · Amount on Record |
| Deed Sale | Nov 02, 2007 · Amount on Record |
| Prior Sale | May 05, 2005 · Amount on Record |
| Deed Doc Number | 0000466529 |
| Deed Book / Page | 466 / 529 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 47 BIRCHLEAF DR, SPRUCE PINE, NC 28777-6502 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 47 BIRCHLEAF DR, SPRUCE PINE, NC 28777-6502 |
| Document Number | 000649/699 |
|---|---|
| Date | Oct 05, 2022 |
| Book Page | 649/699 |
| Instrument | 2022002785 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 47 BIRCHLEAF DR, SPRUCE PINE, NC 28777-6502 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000626/207 |
|---|---|
| Date | Apr 07, 2021 |
| Book Page | 626/207 |
| Instrument | 2021000743 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 47 BIRCHLEAF DR, SPRUCE PINE, NC 28777-6502 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 000609/920 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 609/920 |
| Instrument | 2020000070 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 23, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 47 BIRCHLEAF DR, SPRUCE PINE, NC 28777-6502 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000611/739 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 611/739 |
| Instrument | 2020000450 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2040 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,720.00 (+1.59%) | $268,800 (-) Land $30,000 Building $238,800 |
| 2023 | $1,693.00 | $268,800 Land $30,000 Building $238,800 |
47 Birchleaf Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 52nd in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,128 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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