47 Bernard Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 47 Bernard Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,588 sqft · built 1986
Lot Size	0.194 acres (8,468 sqft)
Owner	Individual Name on Record
Last Sale	$141,500 (Mar 1995)
Tax Bill	$9,868 (2025)
Deeds & Mortgages	Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`21-00079-05-00014`

Property Details

APN / Parcel Number

Primary APN	`21-00079-05-00014`
Alternative APNs	`2100079000500014` `03963514`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Building Area	1,588 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	1,074 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	8,468 sqft (0.194 acres)
Lot Dimensions	110 ft deep x 77 ft wide
Garage Type	Built-in
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Area	576 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	03963514
Street Address	47 BERNARD DR
City	HOWELL
State	NJ
Zip	07731-1965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	FRIENDSHIP ESTATES SEC 7
Legal Block	79.5
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2007
Census Tract	811304

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 BERNARD DR, HOWELL, NJ 07731-1965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 1995 · Amount on Record
Deed Sale	Mar 10, 1995 · Amount on Record
Deed Book / Page	5393 / 267
Record Updated	Sep 20, 2026

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	47 BERNARD DR, HOWELL, NJ 07731-1965
Document Number	0000015523
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 BERNARD DR HOWELL NJ 077311965, HOWELL, NJ 07731-1965

Mortgage

Document Number	0000015523
Date	Feb 19, 2019
Book Page	009336/001384
Instrument	15523

Lender

Name	DITECH FIN'L

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 18, 2059

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,300 (+3.82%) Land $379,200 Building $216,100	$595,300 (+3.82%) Land $379,200 Building $216,100
2025	$9,868.00 (+6.65%) Veteran's exemption	$573,400 (+17.14%) Land $359,200 Building $214,200	$573,400 (+17.14%) Land $359,200 Building $214,200
2024	$9,253.00 (+21.35%)
2023		$489,500 Land $284,200 Building $205,300	$489,500 Land $284,200 Building $205,300
2022	$7,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20