47 Bermuda Cir, Montgomery, TX 77356 Property Records

Montgomery County property record for 47 Bermuda Cir, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,140 sqft · built 2022
Lot Size	0.203 acres (8,820 sqft)
Owner	Individual Name on File
Tax Bill	$3,818 (2025)
Deeds & Mortgages	Oct 2021 Sale Nov 2020 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2615-05-04200`

Property Details

APN / Parcel Number

Primary APN	`2615-05-04200`
Alternative APN	`R67790`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	2,578 sqft
1st Floor Area	2,140 sqft
Flooring	Wood

Exterior

Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,820 sqft (0.203 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	47 BERMUDA CIR
City	MONTGOMERY
State	TX
Zip	77356-8206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	S261505 - BENTWATER 05, BLOCK 2, LOT 16
Legal Subdivision	BENTWATER 05
Legal Block	2
Legal Lot Number	16
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2001
Census Tract	694304

Owner

47 Bermuda Cir is owned and occupied by an individual who acquired it in October 2021.

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	47 BERMUDA CIR, MONTGOMERY, TX 77356-8206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Warranty Deed, Subdivision Related Transfer E-CHICAGO TITLE, CHICAGO TITLE
Nov 7, 2020	Loan Modification, Mortgage INDEPENDENT BK
Jul 7, 2020	Loan Modification, Mortgage INDEPENDENT BK
Mar 7, 2020	Loan Modification, Mortgage INDEPENDENCE BK
Mar 8, 2019	Deed of Trust, Construction Loan · Construction Mortgage INDEPENDENT BK
May 15, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021
Deed Sale	Oct 27, 2021
Prior Sale	May 15, 2017
Deed Document Number	2021149320
Prior Transfer Date	Dec 1, 2009
Prior Transfer Doc	0000111610
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 27, 2021
Property Address	MONTGOMERY, TX 77356
Document Number	0000149320
Map Reference	CAB E SH 81-A&181-B
Instrument Date	Oct 22, 2021
Instrument	2021149320
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 BERMUDA CIR, MONTGOMERY, TX 77356-8206

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	MONTGOMERY, TX 77356
Document Number	0000134405
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000134405
Date	Nov 19, 2020
Instrument	134405

Lender

Name	INDEPENDENT BK
Type	Bank
Address	MCKINNEY, TX 75070

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 18, 2021

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	MONTGOMERY, TX 77356
Document Number	0000091449
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 HILLSBOROUGH DR W MONTGOMERY TX 77356, MONTGOMERY, TX 77356

Mortgage

Document Number	0000091449
Date	Aug 24, 2020
Instrument	91449

Lender

Name	INDEPENDENT BK
Type	Bank

Agreement

Amount	Amount on Record

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	MONTGOMERY, TX 77356
Document Number	0000034585
Instrument Date	Mar 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000034585
Date	Apr 13, 2020
Instrument	34585

Lender

Name	INDEPENDENCE BK
Type	Bank
Address	MCKINNEY, TX 75070

Agreement

Amount	Amount on Record

March 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	Mar 8, 2019
Property Address	MONTGOMERY, TX 77356
Document Number	0000018564
Instrument Date	Mar 7, 2019
Instrument	18564
Transaction Type	Construction Loan
Record Updated	Dec 1, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE NCS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	132 SOMERTON DR MONTGOMERY TX 773568436, MONTGOMERY, TX 77356-8436

Mortgage

Document Number	0000018564
Date	Mar 8, 2019
Instrument	18564

Lender

Name	INDEPENDENT BK
Type	Bank
Address	HOUSTON, TX 77057

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 7, 2020

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	May 15, 2017
Property Address	MONTGOMERY, TX 77356
Document Number	0000041205
Instrument Date	May 12, 2017
Instrument	41205
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	132 SOMERTON DR MONTGOMERY TX 773568436, MONTGOMERY, TX 77356-8436

Tax Assessment & Valuation

The 2025 property tax bill for 47 Bermuda Cir was $3,818 with a homeowner's exemption, down 27.4% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,625 (+1.74%) Land $66,150 Building $257,475	$323,625 (-) Land $66,150 Building $257,475
2025	$3,818.00 (-27.44%) Homeowner's exemption	$318,089 (+1,102.15%)	$323,625 (+1.5%) Land $66,150 Building $257,475
2024	$5,262.00 (+1,425.22%)	$26,460 (+2%) Land $22,050 Building $296,802	$318,852 (+1,346.04%) Land $22,050 Building $296,802
2023	$345.00	$22,050 Land $22,050	$22,050 Land $22,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Bermuda Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Bermuda Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 18 serves 7,608 people · EPA ID TX1700546
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Fidium Fiber DSL	500 / 75

May also be available: Nextlink, Verizon.

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